Why refinance with CommBank?

Tailored rates

Get an interest rate tailored for you – giving you a great deal to suit your individual needs.

Special discounts

Enjoy special discounts on both your home loan and credit card with our Wealth Package.

Flexible loan features

Tailor your investment home loan to suit your needs and be ready for whatever life brings, with features like multiple free offset accounts, redraw, split loans, top-ups, flexible repayments and repayment holidays.

Dedicated Home Lending Specialists

  • Make confident decisions with specialists who partner with you at every step of your home buying journey and for the life of your loan.
  • Book an appointment at a time and place that suits you. 

Award-winning1 digital technology

CommBank My Property gives you the flexibility to access, track and manage your home loan and property performance in NetBank and in the CommBank app. 

Refinance with FASTRefi®

With FASTRefi® we’ll save you time and manage the refinance steps on your behalf. You can refinance your eligible existing home loan to CommBank from another eligible financial institution within days of us receiving your signed loan documents.

$2,000 cashback when you switch your home loan to us

Apply by 3 August 2020 and fund by 9 October 2020. Minimum refinance amount $250,000. This offer is not available for Bridging Loans and Owner Occupied home loans with interest only payments.

Discover our cashback offer

Couple reviewing home loan details

Getting started 

Should you refinance?

Before you make any decisions, it’s important to weigh up your options to understand if refinancing is the right one for you. 

Is refinancing right for you?

How it works

If you think refinancing is right for you, here are the steps you should follow. 

How to refinance your loan

Book a time with a Home Lending Specialist

Book now

Choosing a new loan

Compare our home loans

See what home loans we have and what works best for you. 

Compare loans

3 ways to pay off your loan faster

Small changes can make a big difference to how long it takes to pay off your loan.

Pay off your loan faster

How much can I borrow?

Get an estimate of how much you may be able to borrow. 

Use our borrowing calculator