As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. The ‘Important Information’ link below provides you with access to Product Disclosure Statements or Terms and Conditions which are currently available electronically for products of the Commonwealth Bank Group, along with the relevant Financial Services Guide. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.