Protect your home, contents & car

Home & contents insurance

  • Residential home insurance for home owners or renters
  • Investment insurance for property investors (landlords)
  • Portable contents insurance

Car insurance

  • Comprehensive car insurance 
  • Third party property damage, fire and theft car insurance 
  • Basic third party property damage car insurance

Travel insurance

  • Purchase a CBA Travel Insurance plan (issued and managed by Allianz Global Assistance), available for overseas and domestic trips
  • Alternatively, activate your international travel insurance included with CommBank Gold, Platinum and Diamond credit cards

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couple on a boat

Home loan protection

Optional protection for your CommBank home loan

Get help with your monthly repayments if you lose your job involuntarily or are unable to work due to an injury or illness. You could also help your loved ones pay off the loan balance if you pass away. 

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children home

Protect yourself & those you love

Simple Life

  • Choose from one of our packages or any combination of covers

Tailored Life

  • Access a range of solutions through a financial planner that allow you to shape your cover to suit your needs

Income Protection & Business Overheads

  • Income Protection replaces up to 75% of your regular income if you're unable to work due to illness or injury
  • Business Overheads insurance covers your business' overheads if you're unable to work due to sickness or injury

Your insurance rights

Codes of practice

We're proud to be a signatory to both the General and Life Insurance Codes of Practice. These codes are part of the insurance industry’s commitment to be open, fair and honest in the way it deals with all its customers, letting you know the standards of customer service you can expect. 

General Insurance Code

Life Insurance Code

Complaints & disputes

We put our customers at the centre of everything we do. Our team is ready to listen and help you with any problem or complaint you might need resolved.

Register a complaint

Protecting your privacy

The protection of your personal information is something we take very seriously. We protect your personal information in accordance with the National Privacy Principles and relevant industry privacy codes.

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Things you should know

Home insurance and car insurance are issued by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). Home Loan Protection is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA). Simple Life is also issued by CMLA except the Bill Protection component, which is issued by CIL. CIL and CMLA are wholly owned but non-guaranteed subsidiaries of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommInsure is a registered business name of CIL and CMLA. This information has been prepared without considering your objectives, financial situation or needs. Before acting on this, please consider its appropriateness to your circumstances. Product disclosure statements are available online, from any Commonwealth Bank branch or by calling 13 2423 for Home and Car Insurance and 13 3982 for Home Loan Protection and Simple Life insurance, and should be considered before making any decision about these products. If you call 13 3982 for Simple Life, you may be speaking with customer service representatives from Aegon Insights Australia Pty Limited (“Aegon”) ABN 35 082 524 785 AFSL 236657. Aegon is authorised to issue Simple Life on behalf of CommInsure.

CBA travel insurance is issued and managed by AWP Australia Pty Ltd (t/as Allianz Global Assistance) (ABN 52 097 227 177, AFSL 245631) on behalf of the insurer, Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708). Insurance is distributed by Commonwealth Bank of Australia (‘CBA’) (ABN 48 123 123 124, AFSL 234945) but is not issued or guaranteed by CBA or any of its related bodies corporate. It does not represent a deposit with or a liability of either CBA or any of its related bodies corporate. Terms, conditions, exclusions, limits and excesses apply. Before making a decision, refer to the CBA Travel Insurance Product Disclosure Statement for full conditions. We (CBA) do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase a policy, we receive a commission which is a percentage of your premium – ask us for more details before we provide you with any services on this product.

Travel insurance included on your credit card provides cover for you, your spouse and your dependent children for return trips from Australia, up to a set period. You will need to activate your travel insurance for each trip in order to have an activated level of cover. To activate your cover, register on NetBank, the CommBank app or call Allianz Global Assistance on 1800 837 177 before you travel. If you don’t activate you’ll receive Base cover which includes personal liability cover and overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits and excesses may apply to both base and activated cover. Please refer to our Credit Card Insurances Product Disclosure Statement and Information Booklet . Insurance is issued and managed by AWP Australia Pty Ltd (t/as Allianz Global Assistance) (ABN 52 097 227 177, AFSL No. 245631) on behalf of the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL No. 234708) for Commonwealth Bank of Australia.