Which insurance is right for you?

  • Cover your building and contents items such as appliances, furniture and jewellery from loss or damage caused by fire, flood, theft and more3
  • A wide range of additional benefits like alternative accommodation costs, domestic pet cover, damage by emergency services and more
  • Increase your cover by adding on optional cover like accidental damage for an additional cost

Apply online to get up to 15% off combined Building and Contents Cover2

  • Cover your contents such as laptops, appliances, furniture or jewellery from loss or damage caused by fire, flood, theft and more3
  • Cover your contents in transit when you’re moving to a new address within Australia
  • Add on optional cover (at extra cost) to insure portable items like your mobile phone or laptop
  • Cover for your pet if it’s harmed or needs alternative housing because of an Insured Event

Apply online to get up to 10% off Contents Cover2

  • Get covered for both building and contents that you lease out to tenants
  • Cover for your residential investment or seasonal rental property
  • Additional benefits including loss of rent, emergency work, temporary repairs and mortgage discharge

Apply online to get up to 15% off combined Building and Contents Cover2

To protect your valuable items

  • Insure everyday portable items you take with you when you’re out and about like sunglasses, watches, engagement rings or surfboards
  • Get cover for your items anywhere and anytime in Australia and New Zealand. Also cover for the first 30 days of travel per trip anywhere else in the world

Take a look

A wide range of benefits

Pay monthly

No additional premium if you choose to pay your home insurance monthly.

Wide range of standard inclusions

Enjoy a wide range of standard inclusions like cover for loss or damage caused by flood, fire, theft, motor burnout and more.3

Gap Cover up to 25%

Our home insurance can cover up to an additional 25%, on top of your building and contents sum insured when it isn't enough to cover your loss.4


Additional benefits

Our cover includes additional benefits such as alternative accommodation costs, contents in transit, domestic pet cover and more.

11 years of award-winning cover

We're a Canstar winner of two national and six regional awards for Outstanding Value Home and Contents Insurance. So you can enjoy award-winning home insurance whether you own or rent your own home.1

Canstar lgog

How to make a claim

Get instant confirmation when you make a claim online, and our claims specialist will contact you to go through the details. Alternatively, call us on 13 2423.

Tell me more

Start claim

Enquire about a claim

Things you should know

1Canstar award for Outstanding Value Home and Contents Insurance in Australia 11 years running. Visit Canstar’s Home & Contents Insurance Star Ratings report for details of CommInsure’s awards. 

2A discount of up to 10% will be applied to your basic premium when you buy Building or Contents Cover online. If you purchase combined Building and Contents Cover, a discount of up to 15% will be applied to your basic premium.

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Online discount does not apply to Portable Contents Cover when taken as a standalone policy.

3Cover for damage caused by storm, bushfire or flood is excluded for the first 48 hours of the policy (exceptions apply). Policy limits and other exclusions apply.

4Gap Cover does not apply to Portable Contents Cover, Domestic Workers’ Compensation Cover, Items with a maximum claim limit and Legal Liability.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading from commbank.com.au or by calling 13 2423 and should be read and considered before making any decisions about this product. You should also read the Home Insurance Key Fact SheetFinancial Services Guide and Privacy Policy which are also available by calling 13 2423.

CommInsure is proud to be a signatory to the General Insurance Code of Practice. For more information on the Code, visit www.codeofpractice.com.au.