Which home insurance is right for you?

  • Cover your building and contents such as appliances, furniture or jewellery  from fire, flood, theft and more
  • Cover your contents in transit when you’re moving to a new address within Australia
  • Tailor your cover to suit your needs. For example, add on optional cover (at extra cost) to Accidental damage or to insure your portable items
  • Up to 12 months of alternative accommodation costs

Apply online to get up to 15% off combined home and contents insurance.2

  • Get covered for both building and contents that you lease out to tenants. E.g. through your investment property or holiday home
  • Additional benefits including loss of rent, emergency work and temporary repairs and mortgage discharge

Apply online to get up to 15% off combined home and contents insurance.2

  • Insure everyday portable items you take with you when you’re out and about like sunglasses, watches, engagement rings or surfboards
  • Get cover for your items here or abroad in the first 30 days of your trip

A wide range of benefits

No extra cost to pay monthly

Choose to pay your premiums monthly at no additional cost.3

Gap cover up to 25%

Our home insurance can cover a gap of actual costs of up to 25% should your sum insured not be enough to cover your loss.  

Additional extras at no extra cost

Enjoy the peace of mind that comes with extras like alternative accommodation costs, contents in transit, damage by emergency services and more.


More standard inclusions

Included as standard are events such as home fires and bushfires, flood, storm and lightning damage, as well as theft or attempted theft and malicious acts like vandalism.

11 years of award-winning cover

We're a Canstar winner of two national and six regional awards for Outstanding Value Home and Contents Insurance award. So you can enjoy award-winning home insurance whether you own or rent your own home.1

Canstar lgog

How to make a claim

Get instant confirmation when you make a claim online, and our claims specialist will contact you to go through the details. Alternatively, call us on 13 2423.

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Start claim

Enquire about a claim

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Things you should know

1Canstar award for Outstanding Value Home and Contents Insurance in Australia 11 years running. Visit Canstar’s Home & Contents Insurance Star Ratings report for details of CommInsure’s awards. 

2A discount of up to 10% will be applied to your basic premium when you buy building or contents cover online. If you purchase combined building and contents cover, a discount of up to 15% will be applied to your basic premium.

Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

3Your financial institution may charge fees for these transactions.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading from commbank.com.au or by calling 13 2423 and should be read and considered before making any decisions about this product. You should also read the Home Insurance Key Fact SheetFinancial Services Guide and Privacy Policy which are also available by calling 13 2423.

CommInsure is proud to be a signatory to the General Insurance Code of Practice. For more information on the Code, visit www.codeofpractice.com.au.