12 years of award-winning cover

CommInsure received Canstar’s award for Outstanding Value Home and Contents Insurance 12 years in a row. Helping to protect one of your most valuable assets. 1

Canstar award logo

Which insurance is right for you?

Home and Contents Insurance

for homeowners

Combined cover for your building and the contents inside such as appliances, furniture and electricals.

Cover for:

  • Alternative accommodation costs if your home becomes unliveable due to an insured event
  • Your pet if it’s injured by an insured event
  • Damage caused by emergency services and more

Get up to 15% off combined Building and Contents Cover2

Take a look

Get a quote

Building Insurance

Insure your building against loss or damage caused by events such as fire, storm, flood and more.3

Additional benefits such as:

  • Alternative accommodation costs if your home becomes unliveable due to an insured event
  • Emergency work and temporary repairs
  • Mortgage discharge and more

Take a look

for homeowners

Get a quote

Contents Insurance

Insure the contents that make your house a home against loss or damage caused by an insured event.

Cover for:

  • Electricals, appliances, furniture, jewellery and more
  • Your contents in transit when you’re moving to a new address within Australia
  • Your pet if it’s injured by an insured event

Take a look

for homeowners

Get a quote

Renters insurance

Renters Insurance

For renters

Contents insurance that provides protection against loss or damage to your items in the home you rent. 

Cover for: 

  • Electricals, appliances, furniture, jewellery and more
  • Your contents in transit when you’re moving to a new address within Australia
  • Visitor’s property if it’s stolen or damaged by an insured event

Take a look

Get a quote

Landlord Insurance

Landlord Insurance

For landlords and investors

Get cover against loss or damage to your investment property and contents items you provide for your tenant’s use.  

Cover for:

  • Loss of rent if your tenant can no longer live at your property due to an insured event
  • Emergency work and temporary repairs 
  • Mortgage discharge

 

Get up to 10% off when you combine Building and Contents Cover2

Take a look

Get a quote

Portable Contents Cover

Insure everyday portable items you take with you when you’re out and about like sunglasses, watches, engagement rings and surfboards.

Get cover for your items:

  • Anywhere and anytime in Australia and New Zealand
  • Anywhere else in the world for the first 30 days of travel

Take a look

Get a quote

Make a claim

Get instant confirmation when you make a claim online. We’ll contact you via email by the next business day to advise next steps and if any further information is required to assess your claim.

Alternatively, call us on 13 2423.

How to make a claim

Tools & support

Do you have enough cover?

Use our calculators to help estimate how much you should insure for – it could be more than you think.

Building insurance calculator

Contents insurance calculator

Documents & forms

Find a list of important documents and forms for your home insurance policy.

Natural disasters

Find out how you can plan for and prepare your home and family for a bushfireflood or storm

If a natural disaster strikes, we activate an Emergency Assistance Package for CommBank and CommInsure customers.

Things you should know

1 Canstar award for Outstanding Value Home and Contents Insurance in Australia 12 years in a row 2008-2019. Visit Canstar’s Home & Contents Insurance Star Ratings report for details of CommInsure’s awards. 

2 If you purchase combined Residential Building and Contents Cover, a discount of up to 15% will be applied to your basic premium. If you purchase combined Investment Building and Contents Cover, a discount of up to 10% will be applied to your basic premium.

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

No discounts apply to Portable Contents Cover when taken as a standalone policy.

3 Cover for damage caused by storm, bushfire or flood is excluded for the first 48 hours of the policy (exceptions apply). Policy limits and other exclusions apply.

4 Gap Cover does not apply to Portable Contents Cover, Domestic Workers’ Compensation Cover, Items with a maximum claim limit and Legal Liability.

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.  This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL.

This information has been prepared without considering your objectives, financial situation or needs.  You should, before acting on this, consider the appropriateness of the product to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG), Key Facts Sheets (KFS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au