Things you should know
1 To qualify for the Death Benefit Guarantee, the younger Life Insured on the policy must be less than 85 years of age at the policy commencement. While the policy remains in force, the Death Benefit Guarantee will continue to apply until the 99th birthday of the last surviving Life Insured.
2 AFA Investment Bond of the Year Award winner from 2008 through to 2019. Benchmarked on scores for financial, market and product strength factors.
The Target Market Determinations (TMD) for our financial products can be found at www.cfs.com.au/tmd and include a description of who the financial product is appropriate for, and any conditions on how products can be distributed to customers.
Investment Growth Bonds are issued by AIA Australia Limited (AIA Australia) ABN 79 004 837 861 AFSL 230043 (AIA Australia). AIA is not part of the Commonwealth Bank of Australia (CBA) Group of companies. CBA and its subsidiaries do not guarantee the obligations or performance of AIA Australia or the products it offers. A Product Disclosure Statement (PDS) for the Investment Growth Bond is available by clicking here. It can also be obtained from your Financial Adviser or by calling 1800 624 100.
Neither the AIA Company Limited nor any of its subsidiaries (other than AIA Australia to the extent provided for in this document) guarantee the performance of the Investment Growth Bond or the repayment of capital or interest by AIA Australia. Investments in the Investment Growth Bond are not deposits or other liabilities of the AIA Company Limited (other than AIA Australia). Investment products are subject to investment risk which may result in loss of income and principal invested. AIA Australia as product issuer does not guarantee the performance of the Investment Growth Bond except as expressly stated in the PDS. The offers made in this PDS are currently available only to persons receiving this document within Australia. Applications from outside Australia will not be accepted.
This information is general advice only. You should consider your personal circumstances, financial objectives and needs and the relevant product disclosure statement before making a decision to purchase or continue to hold a product.
Taxation considerations are general and based on present taxation laws and may be subject to change. AIA Australia is not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on information in the case study to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.