Looking to access the equity in your home? It’s closer than you think.

You’re only 15 minutes away from a decision on getting extra funds using your home loan.

Could you use some extra funds? If it isn’t one thing, it’s another.

Perhaps you need money for renovations to update and add value to your home or to accommodate a growing family. Maybe it’s time for a new car, or even a well-earned holiday. Then of course there are those bills that seem to come along when you least expect them.

For Commonwealth Bank home loan customers, we’ve made accessing the equity in your home simpler than ever before. In fact, you can  apply and get a decision on additional home loan borrowings in as little as 15 minutes.

It’s a great way to get extra funds for life’s big expenses, quickly and easily. Plus you’ll be paying home loan interest rates so it’s very cost effective compared to other lending options.


Easy online application

To apply to increase your home loan online:

  • visit NetBank and from the ‘Apply’ tab select ‘Home Loans’ and
  • click on the ‘Increase your existing home loan’ tile.

The application only takes 15 minutes. To help make things easy, most of your details will automatically appear on the application. You can also save and come back to the application at any point.


To register or learn more about NetBank click here


Important information

  • Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our offer of finance. Fees and charges are payable. You should obtain professional legal, financial and taxation advice specific to your individual needs. Investment and personal borrowings need to be separately apportioned if you wish to claim a tax deductible interest expense. You may prefer to keep such borrowings separate.