Take the guesswork out of finding the right home loan

With so many choices in the home loan market today, it’s hard to tell the difference between the right loan and a dud deal. That’s why we’ll sit down with you and take the time to assess your situation.

Whether you’re a first-home buyer looking to get into the market or needing to balance a home loan with running a business, we’ll find the loan that suits your needs – leaving nothing to chance.

Then once you’re happy with a solution, we can help you with everything from pre-approval, to issuing the loan and assisting you with your insurance needs to protect your new home.


For more information on some of the options available, take a look below. Alternatively, call 13 2224, drop into any branch or make an appointment with one of our mobile lenders.


How much can I borrow?

Before giving dream homes the once over, it’s comforting to know what’s within your means and that you’ll have the ability to act immediately. To apply for a Home Seeker pre-approval, click here .

Self-employed?

Self-employed and don’t have tonnes of documentation? We won’t penalise you. Our Low Doc Standard Variable Rate and Fixed Rate loans offer the same interest rates as our standard loans. Plus, you can even enjoy the benefits of our ever-popular Wealth Package . For more details on our low doc loans, click here .

Like to know where your cashflow stands?

If the certainty of repayments at a set interest rate sounds like your cup of tea, then we might suggest a Fixed Rate Loan. Terms range from 1 to 5, 7, 10 and 15 years and you can make additional repayments of up to $10K a year.

Want some flexibility in the way your loan gets paid off?

With a Standard Variable Rate Loan you’ll be able to make unlimited extra repayments, which potentially could shave years off your loan. It also means that if your lifestyle changes, through a pregnancy or career break for example, you could have the freedom to take repayment holidays. And if you need to redraw for a renovation, that’s ok too. Ask us for more details.

Prefer a split loan offering the best of both worlds?

It's not often you can have your cake and eat it too, but with a split loan that’s what you get. You’ll enjoy the certainty of set repayments for the Fixed Rate portion of your loan, chosen by you, with the flexibility of a Standard Variable Rate for the rest. Ask us for more details.

Your home loan can save you on our other products too

For a low annual payment, our Wealth Package could help line your pockets with a bit more of the good stuff. For starters, it can save you up to 0.70% p.a. on the Standard Variable Rate*. Plus, you’ll also enjoy great savings on borrowing, everyday banking, investment and insurance solutions. Find out just how much you could save.

 

To let us help find the right loan for you, call 13 2224, drop into any branch or arrange an appointment with one of our mobile lenders.

  

Important information

  • *For a limited time for loans of $250,000 and above.  Applications for finance are subject to Bank’s normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges apply. Qualifying and ongoing criteria applies to Wealth Package and terms and conditions are available on application. Commonwealth Bank of Australia ABN 48 123 123 124.