Why choose a personal overdraft?
It’s $0 to set up and $0 if you don’t use your overdraft. If you do use your overdraft, you’ll pay interest on the money you use plus a fee of up to $10 a month.
There are no set minimum repayments, however you should aim to repay your overdraft as soon as possible to minimise any fees and interest.
How does a personal overdraft work?
Things you should know
Applications for are subject to credit approval. View the Personal Overdraft Terms and Conditions (PDF 438kb). Full terms and conditions will be included in our Personal Overdraft offer. Other fees and charges may be payable.