Five tips for credit card first timers
Thinking of getting your first credit card? Check out our five top tips for credit card first timers.
There are many advantages to having a credit card. It can be used worldwide, helps build up your credit rating and can be a valuable source of funds in an emergency. A credit card also offers additional benefits depending on which account you choose.
So, to make sure you get the most from your new card, we’ve put together five top tips for first-timers.
Don’t get surprised by unforeseen charges on your account. Minimise – or even avoid – fees and charges by setting up SMS or email payment reminders so you never forget when your credit card bill is due, set up automatic payments (AutoPay) to avoid late fees, staying within your credit limit, pay the full amount on your statement on time every month, and avoid using your credit card to withdraw cash as fees will apply.