* Source: Roy Morgan Research, customers 18+ with a rewards/loyalty card in the 12 months to February 2017.
^ Points are earned on eligible transactions and are subject to points capping. You'll earn the maximum points per $1 spent when using your American Express card for eligible transactions overseas and at a Higher Points Merchant, which means a business classified as a 'supermarket', 'department store' or 'service (petrol) station' for the purposes of American Express transactions, excluding any business or organisation paid using an intermediary payment platform, for example, PayPal; and 0.5 points per $1 spent using your American Express card everywhere else. Refer to the CommBank Awards Program Terms and Conditions for more information.
+ Ask a Myer team member in-store to check the redeemable value of your points. Points cannot be redeemed for cash. A minimum redemption and a maximum of 1 million points redemption applies per day. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at myer.com.au. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions. All travel products and offers from Flight Centre Limited are subject to availability. A minimum redemption of 2,500 Awards points applies. The redemption of Awards points for travel at Flight Centre Limited is subject to terms and conditions of the Commonwealth Awards program available at commbank.com.au as well as booking agency online and retail booking terms and conditions.
# For cash advances, the relevant cash advance charge will apply.