Some people prefer to make most of their regular purchases on credit card in order to keep all their spending in one place and pay it off each month in a single bill. If this sounds like you, it may make sense to choose a card that rewards you for your day-to-day spending.
You may also be able to take advantage of benefits like free travel insurance or extended warranties on products purchased using an awards credit card.
Awards cards typically have higher interest rates than other types of cards though, so if you intend to make regular purchases but may not always pay everything off, a low rate card could help you minimise the amount of interest you are charged.
On the other hand, if you only plan on using your card for emergencies or to tide you over on occasions like Christmas or while travelling, you may prefer the idea of a basic credit card with a low annual fee.