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Get $200 cashback with a new Low Rate credit card in 3 easy steps#.

Step 1

Apply online for a new Low Rate or Low Rate Gold credit card by 31 August 2017.

Step 2

Spend $750 on eligible purchases by 31 October 2017 using your new card.

Step 3

That’s it. Your $200 cashback will be credited to your account within 60 days of spending $750.

Why choose a CommBank Low Rate card?

  • Our lowest purchase rate - 13.24% p.a.
  • An annual fee of just $59
  • Up to 55 days interest free on purchases
  • Access our award winning lock, block, limit® security features using the CommBank app or NetBank^
Find out more about the Low Rate credit card
Low rate card image

or

Already a customer banking online with us?

Save time by using your NetBank details.

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

  • Our lowest purchase rate - 13.24% p.a.
  • An annual fee of $89
  • Up to 55 days interest free on purchases
  • Included International Travel Insurance~ (Eligibility and coverage)
  • Access our award winning lock, block, limit® security features using the CommBank app or NetBank^
Find out more about the Low Rate Gold credit card
Low rate gold image

or

Already a customer banking online with us?

Save time by using your NetBank details.

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

More of our customers choose Low Rate credit cards.

Ready to apply?

or

Already a customer banking online with us?

Save time by using your NetBank details.

 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

Things you should know

CommBank Credit Card Conditions of Use

# Offer applies to new personal Low Rate, Low Rate Gold and Business Low Rate Credit Cards applied for online, between 1 July 2017 and 31 August 2017 only. To be eligible for the $200 cashback, you need to spend $750 on eligible purchases using your new card by 31 October 2017 (excludes balance transfers, cash advances and any purchase that is reversed or refunded). Offer excludes all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any of the above cards types in the 12 months prior to 1 July 2017. Offer only available on one credit card per customer, can be withdrawn at any time, and cannot be used in conjunction with any other offer. Cash back will be credited within 60 days of you meeting the spend criteria and will appear on your statement as ‘$200 cash back’. You will be ineligible for the cash back if your account is closed, switched to another card, or in default at any time prior to the cash back being credited to your account.

^ Lock, Block, Limit does not apply to transactions that are flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Except for the spending cap, transactions made via Tap & Pay set up on a compatible smartphone or via a PayTag are not blocked. Some transactions made via CommBank branches, telephone, online or mobile banking, including transfers to other accounts, bill payments, and assisted cash withdrawals are also excluded. Other conditions apply.

~ For a set period per trip when you activate your cover in NetBank or the CommBank app before you travel. If you don’t activate you’ll receive Base cover which includes personal liability cover and overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits and excesses apply. Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details. Insurance is issued and managed by AWP Australia Pty Limited (trading as Allianz Global Assistance) AFSL No.245631 ABN 52 097 227 177 on behalf of the insurer Allianz Australia Insurance Limited AFSL No. 234708 ABN 15 000 122 850 for Commonwealth Bank of Australia (‘CBA’) ABN 48 123 123 124, AFSL 234945.

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges apply. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.