Low Rate credit cards

With our lowest interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.

Low Rate credit card

Low Rate credit card

Looking for lower interest on purchases? Our Low Rate credit card makes it easier to pay off purchases over time.

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Low Rate Gold credit card

Low Rate Gold credit card

Stay in control of your finances with our lowest purchase interest rate, plus handy extras like international travel insurance.

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Low Fee credit cards

Enjoy $0 annual fee for the first year and each year you spend $1,000 or more (Low Fee and Student) or $10,000 or more (Low Fee Gold) in the previous year.*

Low Fee credit card

Low Fee credit card

Enjoy the flexibility and convenience of a card with our lowest annual fee and plenty of extras.

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Low Fee Gold credit card

Low Fee Gold credit card

Enjoy the flexibility and convenience of a card with a low annual fee and complimentary insurances.

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Student credit card

Student credit card

Enjoy up to 55 days interest free on purchases and pay no annual fee in the first year.*

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Looking for an Awards card?

FAQs

Who is eligible to take part?

You are eligible to take part if you apply for a new Retail Credit Card or Personal Liability Business Credit Card, between 1 September and 31 October 2017, and activate your new card by 15 November 2017.

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How many times can I be entered in a draw?

You are permitted one entry only per new card activation.

Please note that each entrant is eligible to win only 1 x $5,000 Flight Centre gift card.

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If I win, can I use the gift card to buy travel for a friend or family member?

If you do not wish to use the gift card yourself, you are most welcome to pass it on to whomever you choose. You cannot on-sell the gift card or use it to form part of a promotion, as these activities are against the gift card Terms of Use.

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Things you should know

* We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 (Low Fee or Student) or at least $10,000 (Low Fee Gold) in the previous year (on purchases and cash advances only). If you spend less than $1,000 in the previous year and you are a Student, simply present your Student identification in branch following charging of the annual fee to request a refund.

The Promotion commences at 12:00am (AEST) on 1 September 2017 and closes at 11:59pm (AEDT) on 31 October 2017. To enter, you must apply for a CommBank personal/consumer or personal liability business card credit card by 31 October 2017 activate your new card by 15 November 2017. There will be sixty one (61) prizes. Each prize is a Flight Centre gift card valued at $5,000 AUD each. Each winner will be bound by the Flight Centre Travel Group Gift Card Terms of Use which can be found at www.flightcentre.com.au/giftcards. The draw will be conducted at 4pm (Sydney time) at Level 2, Commonwealth Bank Place – South Building, 11 Harbour Street, Sydney NSW 2000 on 23 November 2017. Winners will be published in The Australian on 4 December 2017. The Promoter is Commonwealth Bank of Australia ABN 48 123 123 124 of Commonwealth Bank Place – Level 2, South Building, 11 Harbour Street, Sydney NSW 2000. Authorised under NSW Permit No: LTPS/17/16181, ACT Permit No: TP17/01398 and SA Permit No: T17/1323. For full terms and conditions click here.

CommBank Credit Card Conditions of Use

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.