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Apply online for a Gold Awards credit card

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What you get with this credit card

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Great rewards

Low fee

Low rate



Submit your application online and receive a response in 60 seconds

  • Gold Awards credit card comes with 2 cards linked to one account
  • Earn points for every $1 spent
  • Exclusive travel benefits and an extensive reward program


Get started

Which type of customer are you?


Apply online and save yourself a trip to the branch

  • NetBank is the fastest way to apply; most of your details are already filled in for you
  • It takes about 10 minutes
  • We’ll send updates to your NetBank inbox as your application progresses

 Apply now


What do I need to apply?

  • You'll need to be over 18 years old
  • Meet our credit requirements
  • Be an Australian citizen, permanent resident or have a current Australian visitor's visa
  • Have your income, expense, asset & employment details handy

Apply now


Apply online and save yourself a trip to the branch

  • The secure Electronic ID Check verifies your identity online
  • It takes about 15 minutes
  • You must be over 18 years old
  • You’ll need income, expense, asset and employment details
  • You’ll get access to NetBank, Australia’s #1 online bank

Apply now


Important Information:
^The earning and redemption of Commonwealth Awards points are subject to the Terms and Conditions of the Commonwealth Awards Program available at commbank.com.au Points are earned on eligible transactions (most purchases, but not cash advances or balance transfers) and are subject to points capping. Awards and the number of points required for awards are subject to change.
Interest rates and fees apply and are subject to change. Applications for finance are subject to the Bank's normal credit approval. Full conditions of use will be included in our Letter of Offer. Fees and charges are payable.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated. American Express is a registered trademark of American Express. The Commonwealth Bank American Express Card is issued and administered by Commonwealth Bank of Australia pursuant to a license from American Express. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.