Help us improve our website by completing a quick survey. Start survey now

You’ll need to update your browser so you can continue to log on to your online banking from 28th February. Update now.


Apply online for a Low Fee credit card

JavaScript is required.

JavaScript must be enabled to use this page. Please enable JavaScript on your browser or view more details about using this site.

What you get with this credit card

Or select another credit card

Great rewards

Low fee

Low rate


Submit your application online and receive a response in 60 seconds

  • A Low Fee credit card is a great way to save money, with no annual fee for qualifying customers
  • Great features offering you a convenient way to shop for less

Get started

Which type of customer are you?

Apply online and save yourself a trip to the branch

  • NetBank is the fastest way to apply; most of your details are already filled in for you
  • It takes about 10 minutes
  • We’ll send updates to your NetBank inbox as your application progresses


What do I need to apply?

  • You'll need to be over 18 years old
  • Meet our credit requirements
  • Be an Australian citizen, permanent resident or have a current Australian visitor's visa
  • Have your income, expense, asset & employment details handy





Apply online and save yourself a trip to the branch

  • The secure Electronic ID Check verifies your identity online
  • It takes about 15 minutes
  • You must be over 18 years old
  • You’ll need income, expense, asset and employment details
  • You’ll get access to NetBank, Australia’s #1 online bank



Electronic ID check documents

Important Information: 

Interest rates and fees apply and are subject to change. Applications for finance are subject to the Bank's normal credit approval. Full conditions of use will be included in our Letter of Offer. Fees and charges are payable.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.
Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945