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9 CREDIT CARDS TO CHOOSE FROM.

Compare Low Rate, Low Fee & Awards credit cards.

Compare our credit cards

60 Second Response

Low Rate

Low Rate

Low Rate Gold

Low Rate Gold

Interest Rate on Purchases 12.99%+ 12.99%+
Annual Fee $78/$484 $120/$904
Interest Free Period Up to 55 days on purchases Up to 55 days on purchases
Fraud money back guarantee11 Yes Yes
Complimentary Travel Insurance9
Eligibility and Coverage
No Yes9
Purchase Security Insurance10 No Yes
 

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60 Second Response

  • Interest Rate
    on Purchases
    12.99%+
  • Annual Fee
    $78 / $484
  • Interest Free Period
    Up to 55 days
    on purchases
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    No
  • Purchase Security
    Insurance10
    No

Learn more>

60 Second Response

  • Interest Rate
    on Purchases
    12.99%+
  • Annual Fee
    $120 / $904
  • Interest Free Period
    Up to 55 days
    on purchases
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    Yes9
  • Purchase Security
    Insurance10
    Yes

Learn more>

60 Second Response

Low Fee

Low Fee

Low Fee Gold

Low Fee Gold

Student

Student

Annual Fee $24/$01 $90/$02 $03
Interest Rate on Purchases 19.74% 19.74% 19.74%
Interest Free Period up to 55 days on purchases up to 55 days on purchases up to 55 days on purchases
Fraud money back guarantee11 Yes Yes Yes
Complimentary Travel Insurance9
Eligibility and Coverage
No Yes9 No
Purchase Security Insurance10 No Yes No
 

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60 Second Response

  • Annual Fee
    $24 / $01
  • Interest Rate
    on Purchases
    19.74%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    No
  • Purchase Security
    Insurance10
    No

Learn more>

60 Second Response

  • Annual Fee
    $90 / $02
  • Interest Rate
    on Purchases
    19.74%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    Yes9
  • Purchase Security
    Insurance10
    Yes

Learn more>

60 Second Response

  • Annual Fee
    $03
  • Interest Rate
    on Purchases
    19.74%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    No
  • Purchase Security
    Insurance10
    No

Learn more>

60 Second Response

Awards

Awards

Gold Awards

Gold Awards

Platinum Awards

Platinum Awards

Diamond Awards

Diamond Awards

Annual Fee $89/$594 $144/$1144 $280/$2504 $425/$3954
Interest Rate on Purchases 20.24% 20.24% 20.24% 20.24%
Interest Free Period Up to 55 days
on purchases
Up to 55 days
on purchases
Up to 55 days
on purchases
Up to 55 days
on purchases
Awards Points Up to 1.55~ Up to 26~ Up to 2.57~ Up to 38~
Awards Point Cap Up to 50,000 p.a. Up to 125,000 p.a. Up to 250,000 p.a. Up to 1,000,000 p.a.
Redeem points at Flight Centre Yes Yes Yes Yes
Redeem points at Myer Yes Yes Yes Yes
Fraud money back guarantee11 Yes Yes Yes Yes
Complimentary Travel Insurance9
Eligibility and Coverage
No Yes Yes Yes
Purchase Security Insurance10 No Yes Yes Yes
 

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60 Second Response

  • Annual Fee
    $89 / $594
  • Interest Rate
    on Purchases
    20.24%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Awards Points
    Up to 1.55–
  • Awards Point Cap
    Up to 50,000 p.a.
  • Redeem points
    at Flight Centre
    Yes
  • Redeem points
    at Myer
    Yes
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    No
  • Purchase Security
    Insurance10
    No

Learn more>

60 Second Response

  • Annual Fee
    $144 / $1144
  • Interest Rate
    on Purchases
    20.24%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Awards Points
    Up to 26–
  • Awards Point Cap
    Up to 125,000 p.a.
  • Redeem points
    at Flight Centre
    Yes
  • Redeem points
    at Myer
    Yes
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    Yes
  • Purchase Security
    Insurance10
    Yes

Learn more>

Platinum Awards

60 Second Response

  • Annual Fee
    $280 / $2504
  • Interest Rate
    on Purchases
    20.24%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Awards Points
    Up to 2.57–
  • Awards Point Cap
    Up to 250,000 p.a.
  • Redeem points
    at Flight Centre
    Yes
  • Redeem points
    at Myer
    Yes
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    Yes
  • Purchase Security
    Insurance10
    Yes

Learn more>

60 Second Response

  • Annual Fee
    $425 / $3954
  • Interest Rate
    on Purchases
    20.24%
  • Interest Free Period
    Up to 55 days
    on purchases
  • Awards Points
    Up to 38–
  • Awards Point Cap
    Up to 1,000,000 p.a.
  • Redeem points
    at Flight Centre
    Yes
  • Redeem points
    at Myer
    Yes
  • Fraud money
    back guarantee11
    Yes
  • Complimentary
    Travel Insurance9
    Eligibility and Coverage
    Yes
  • Purchase Security
    Insurance10
    Yes

Learn more>

Things to know before you Can:

1. The annual fee is currently $24, or $0 if you hold a qualifying CommBank account or loan when you apply. We'll waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year (on purchases and cash advances only).

2. Annual fee is currently $90 or $0 if you hold a qualifying* CommBank account or loan when you apply. We'll waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $10,000 in the previous year (on purchases and cash advances only).

3. Full time students will pay no annual fee while studying if you hold an EveryDay account with Student options. After you finish your studies you will continue to pay no annual fee as long as you spent $1,000 or more a year on purchases or cash advances in the previous year.

4. Reduced annual fee for Commonwealth Bank customers who held a qualifying account or loan at the time of the application. Please view eligibility for preferential pricing.

5. Earn up to 1.5 Awards points for every $1 spent on the Commonwealth Bank Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

6. Earn up to 2 Awards points for every $1 spent on the Commonwealth Bank Gold Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Gold Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

7. Earn up to 2.5 Awards points for every $1 spent on the Commonwealth Bank Platinum Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Platinum Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

8. Earn up to 3 Awards points for every $1 spent on the Commonwealth Bank Diamond Awards American Express® credit card and up to 1.25 Awards point for every $1 spent on the Commonwealth Bank Diamond Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

9. Cover is available for you, your spouse and your dependent children for return trips from Australia up to a set period when you use your CommBank Gold/Platinum/Diamond credit card or your CommAwards points to pay at least $1,000 of each person’s prepaid travel costs. Restrictions and exclusions, including for pre-existing medical conditions and aged 80 or over, limits and excesses may apply. Please refer to our Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure available from www.commbank.com.au/creditcardinsurance or from any Commonwealth bank branch for full details, including definitions of key terms such as 'spouse' and 'dependent children'.

10. Please refer to our Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure available from www.commbank.com.au/creditcardinsurance or from any Commonwealth bank branch for full details.

11. You will not be liable for any unauthorised transactions, provided you comply with the Credit Cards Conditions of Use.

+ Changing to 13.49% p.a. from 1/6/14

Points are earned on eligible transactions (most purchases, but not cash advances or balance transfers) and are subject to points capping – refer to the Commonwealth Awards Program Terms and Conditions for full details.

Please view our Credit Cards Conditions of Use. Full terms and conditions will be included in our Letter Of Offer. Other fees and charges are payable.

American Express® is a registered trademark of American Express. This card is issued by Commonwealth Bank of Australia pursuant to a licence from American Express.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

PayPass is a trademark of MasterCard International Incorporated.

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