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Choose a credit card designed around your needs.

  Credit Card Annual fee Purchase interest rate Awards points per dollar spent Get card
Low rate credit cards that cut your transactions costs
Low Rate credit card $59 13.49% p.a - Apply in Netbank Apply Online
Low Rate Gold credit card $89 13.49% p.a - Apply in Netbank Apply Online
Low fee credit cards that save you money on fees
Low Fee credit card $29/$0 19.74% p.a - Apply in Netbank Apply Online
Low Fee Gold credit card $89/$0 19.74% p.a - Apply in Netbank Apply Online
Student credit card $0 19.74% p.a - Apply in Netbank Apply Online
Awards credit cards that rewards you
Awards credit cards $59 20.24% p.a 1.52 Apply in Netbank Apply Online
Gold Awards credit cards $119 20.24% p.a 23 Apply in Netbank Apply Online
Platinum Awards credit cards $249 20.24% p.a 2.54 Apply in Netbank Apply Online
Diamond Awards credit cards $349 20.24% p.a 35 Apply in Netbank Apply Online

Things to know before you Can:

1. The annual fee for Low Fee is currently $29, or $0 for eligible customers. We’ll waive your annual fee for the first year, and then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year (on purchases and cash advances only).

The annual fee for Low Fee Gold is currently $89, or $0 for eligible customers. We’ll waive your annual fee for the first year, and then continue to waive your annual fee each subsequent year as long as you spend at least $10,000 in the previous year (on purchases and cash advances only).

Full time students will pay no annual fee while studying if you hold an EveryDay account with Student options. After you finish your studies you will continue to pay no annual fee as long as you spent $1,000 or more a year on purchases or cash advances in the previous year.

2. Earn up to 1.5 Awards points for every $1 spent on the Commonwealth Bank Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

3. Earn up to 2 Awards points for every $1 spent on the Commonwealth Bank Gold Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Gold Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

4. Earn up to 2.5 Awards points for every $1 spent on the Commonwealth Bank Platinum Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Platinum Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

5. Earn up to 3 Awards points for every $1 spent on the Commonwealth Bank Diamond Awards American Express® credit card and up to 1.25 Awards point for every $1 spent on the Commonwealth Bank Diamond Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.

Points are earned on eligible transactions (most purchases, but not for example BPAY Transactions, cash advances or balance transfers) and are subject to points capping – refer to the Commonwealth Awards Program Terms and Conditions for full details.

Please view our Credit Cards Conditions of Use. Full terms and conditions will be included in our Letter Of Offer. Other fees and charges are payable.

American Express® is a registered trademark of American Express. This card is issued by Commonwealth Bank of Australia pursuant to a licence from American Express.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

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