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Points calculator


Points calculator

Your CommBank American Express® Card and CommBank MasterCard® are linked to one account. So, no matter which card you use you'll be earning points.

Use your CommBank American Express Card and earn more Awards points for every dollar you spend. This complements your MasterCard or Visa which is accepted at over 35 million locations worldwide.  With two cards, you can choose which card you'd like to use and when.

If you’re an existing CommBank Awards cardholder and don’t have a CommBank American Express Card, you could be earning more points.  It’s available at no extra cost, and accepted at many places you shop at every day including supermarkets & petrol stations.  Request a CommBank American Express Card within NetBank. Alternatively, you can complete the online request form.

Earning points

For every $1 you spend, you will earn the following points*:

American Express
1 pt
1.5 pts
Gold Awards
1 pt
2 pts
Platinum Awards
1 pt
2.5 pts^
Diamond Awards
1.25 pt
3 pts

Browse Awards

Browse through for a selection of awards you can redeem as a Commonwealth Bank Awards, Gold Awards, Platinum Awards or Diamond Awards cardholder.

Bonus points

By shopping with our bonus partners you'll receive bonus points for every dollar you spend which means you can reach the awards you want even faster.


Range of credit cards

American Express is a registered trademark of American Express. CommBank Awards American Express Cards are issued by Commonwealth Bank of Australia pursuant to a license from American Express.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.

*Points capping applies. Excludes Bonus Points and opt-in to Qantas Frequent Flyer Direct. Click here to view the Commonwealth Awards Programs Terms and Conditions with all the latest capping information.

^ Effective from 1st October 2013. Prior to this date, CommBank Platinum American Express cardholders can earn 3 points per dollar spent.