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Credit card with no annual fee

Save up to $349 on your first year credit card’s annual fee1 when you apply for a CommBank Diamond Awards credit card at the same time as your home loan.

We’ll waive the credit card’s annual fee for the first year, to help you manage those extra expenses that crop up when you’re moving. You can use your card anywhere that MasterCard® is accepted and enjoy access to our Awards program, with rewards including cash back, shopping, travel and more.

For more details on how to apply for a credit card with no annual fee, make an appointment with a lending expert online, call us on 13 2224 or visit your closest branch.

Add-ons

Our Everyday Account is an all-in-one solution that offers the flexibility you need. Enjoy low fee everyday banking with a Debit MasterCard®.

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Offset the funds in your Mortgage Interest Saver Account (MISA) against the balance of your home loan, and you could save thousands of dollars in interest and cut years off the term of your home loan.

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Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest.

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Benefit from significant savings on borrowing, everyday banking and insurance services, as a reward for banking with us.

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We can help protect one of your biggest assets if the unexpected happens, with our Home Insurance, Loan Protection and Simple Life insurance options.

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We can help

Ready to apply or want to discuss your home loan needs?

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Already a customer banking online with us?

Save time by using your NetBank details. 

Apply in NetBank

New customer or don't bank online with us?

Apply online

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or

Already a customer banking online with us?

Save time by using your NetBank details. 

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

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Important information

1One customer (whose name appears on the home loan application) is eligible for a 12 month waiver on annual credit card fees (and additional cardholder fees, if applicable) for any one personal card account in their name only. To be eligible, the credit card application must be included with the home loan application. Not applicable to existing credit cards.

Applications are subject to credit approval. Full Conditions of Use will be included with our Letter of Offer. Fees and charges are payable. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express is a trademark of American Express. This card is issued by Commonwealth Bank of Australia pursuant to a license from American Express.