Commonwealth Bank

CommBank home loan calculators

How much can I borrow?

How much can I borrow?

Find out how much you may be able to borrow by answering a few simple questions about your current financial situation.

Calculate now
What would my repayments be?

What would my repayments be?

Enter details about how much you’d like to borrow to take a look at what your loan repayments may be.

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What would my upfront costs be?

What would my upfront costs be?

Enter details about the property you’re purchasing to explore what your upfront costs may be.

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Our popular home loans

The rates shown are interest rates for Principal and Interest repayments.

Enjoy the certainty of knowing exactly what your monthly repayment will be. Fix your repayment for periods of 1 to 5, or 7 years and choose from our fixed rate loan options to help you plan your finances.

2 Year Fixed Package Rate*,1
(owner occupied)

Interest rate3.99%PA

Comparison Rate5.01%PA

2 Year Fixed Package Rate*,1
(investment)

Interest rate4.44%PA

Comparison Rate5.53%PA

Get a great rate on our simple and easy variable home loan. Save on interest with an introductory rate or an ongoing discount for the life of the loan.

Extra Home Loan^
(owner occupied)

Interest rate4.12%PA

Comparison Rate4.13%PA

Extra Home Loan^
(investment)

Interest rate4.77%PA

Comparison Rate4.78%PA

With a variety of features and a competitive variable rate, you’ll enjoy the flexibility of our Standard Variable Rate home loan or Investment home loan. Great discounts available with our Wealth Package.

Standard Variable Rate
(owner occupied)

Interest rate5.25%PA

Comparison Rate5.39%PA

Standard Variable Rate
(investment)

Interest rate5.80%PA

Comparison Rate5.94%PA

Why choose CommBank?

Take advantage of special discounts on loans, credit cards, everyday offset and insurance.

See how

We’ve got flexible home loan options to suit your changing lifestyle.

Compare our home loans

Get guidance from start to finish on your home buying journey with the support of one of our expert lenders.

Take an expert with you

Ready to take the next step?

We can come to you or you can meet us at your nearest branch.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Get the confidenced to act quickly when the right property comes along.

When you've found a property or want to refinance with CommBank.

Things you should know

* At the end of the fixed rate period, the interest rate converts to the applicable Standard Variable Rate relevant to your loan purpose and repayment type at that time, less any applicable package discount specified in your Loan Contract.

1 To be eligible for Wealth Package, you must have a current home loan or line of credit with an initial ‘total home lending balance’ of at least $150,000 when you apply for Wealth Package. Total Home Lending balance is the sum of the account balance of home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. The package can only be established under one individual’s name or in the name of a corporate entity. It cannot be established in joint names or in the name of a business or family investment trust. Customers with Low Doc Loans are not eligible to apply for Wealth Package. Annual fee of $395 applies.

^ Extra Home Loan provides a discounted margin off the Extra Home Loan reference rate available at the time loan documents are issued, for the life of the loan. Currently Extra Home Loan reference rate for Owner Occupied home loans is 4.55 % p.a. and the current Extra Home Loan reference rate for Investment home loans is 5.10 % p.a.

Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

Major banks refer to NAB, ANZ and Westpac and includes St George Bank. Interest rates are subject to change. Applications are subject to credit approval. Eligibility criteria and other conditions may apply to some loans. Full terms and conditions will be included in our loan offer. Fees and charges may be payable. The rates shown are interest rates for Principal and Interest repayments, check Home loan interest rates to view all our rates including interest rates for Interest Only repayments. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on this advice. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.