Help us improve our website by completing a quick survey. Start survey now

Flexible ways to manage your home loan

If you’re planning renovations, want to consolidate your debts or simply need extra cash, borrowing additional funds with your existing home loan could be the perfect solution.

Learn more

If you need to change your home loan type to better meet your needs, we’re here to help. Many of our loans offer the flexibility for you to switch loans or adjust terms.

Learn more

Make an obligation-free appointment to talk to one of our home lending specialists for a health check on your home loan.

Learn more

You can build the equity in your home sooner, either by increasing the value of your property, increasing the regularity of your loan repayments and /or opening an interest off-set account.

Learn more

If you are thinking about selling/refinancing your property or paying out your loan, we can answer any questions you might have about the discharge process and your future banking needs.

Learn more

Get a step-by-step guide to understanding your home loan statement and advice on how to set up viewing your statement online.

Learn more

Making repayments

To repay your loan within the agreed term or sooner, consider managing your home loan online and opening an interest off-set account.

Learn more

Options to to pay off your home loan early, depending on the type of loan you have now.

Learn more

Discover why your home loan repayments may change, and your options for repayment.

Learn more

If your circumstances change, you may be able to access additional payments you’ve made.

Learn more

Add-ons for your home loan

Benefit from significant savings on borrowing, everyday banking and insurance services, as a reward for banking with us.

Learn more

Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest.

Learn more

If your finances are tied up in investments or you’re waiting to sell your home, a Deposit Guarantee offers a convenient alternative to a cash deposit.

Learn more

Even if you’re not taking up the wealth package, you can still save, with no annual fee1 on your credit card for the first year. That’s up to $349 for the Diamond Awards credit cards. Simply apply for a credit card at the same time as your home loan.

Learn more

Our Everyday Account is an all-in-one solution that offers the flexibility you need. Enjoy low fee everyday banking with a Debit MasterCard®.

Learn more

Learn more about home loans

NetBank is the easiest way to manage your home loan, giving you 24-hour access to a range of services. Plus, review transactions from as far back as two years on your loan account and apply for services such as our Wealth Package.

Learn more

Browse frequently asked questions about our Home Loan products and services.

Learn more

We can help

Ready to apply or want to discuss your home loan needs?

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Important information

1One customer (whose name appears on the home loan application) is eligible for a 12 month waiver on annual credit card fees (and additional cardholder fees, if applicable) for any one personal card account in their name only. To be eligible, the credit card application must be included with the home loan application. Not applicable to existing credit cards.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in the Bank's loan offer. Fees and charges are payable.

MasterCard is a registered trademark of MasterCard International Incorporated.