Help us improve our website by completing a quick survey. Start survey now

Repayment options

Just because you have a mortgage, it doesn't mean you have to miss out on all the things you love. With a plan in place, it is possible to pay off your home loan more quicker than you may think. Best of all, you can always customise your home loan to suit your changing needs over time.

If you’re looking at the easiest way to repay your loan within the agreed term or sooner, managing your home loan online and opening an interest offset account are some of the things to consider. Interest offset is not available on all home loan types.

Learn more

If your circumstances do change, accessing any additional home loan repayments you’ve made could be an option. Depending on your loan type you can redraw your additional repayments or take a Repayment Holiday for up to 12 months.

Learn more

If your circumstances unexpectedly change, and you think you’ll find it hard to meet your required repayments, we can help. Talk to one of our lenders to discuss your options, which can include extending your loan term to reduce your required monthly repayments. 

Learn more

Add-ons

Benefit from significant savings on borrowing, everyday banking and insurance services, as a reward for banking with us.

Learn more

Our Everyday Account is an all-in-one solution that offers the flexibility you need. Enjoy low fee everyday banking with a Debit MasterCard®.

Learn more

Pay no credit card annual fee with the Wealth Package, a saving of up to $349 per year with the Diamond Awards credit cards. No Wealth Package? You’ll pay no annual fee for the first year when you apply for a credit card at the same time as your home loan.

Learn more

Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest.

Learn more

We can help

Ready to apply or want to discuss your home loan needs?

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Important information

MasterCard is a registered trademark of MasterCard International Incorporated.