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Personal / Insurance / Cover your home

Home and Contents Insurance

Protect what you value most in life

A beautiful kitchen or outdoor living area can really make a house. But the meals shared and the family get-togethers, they're the things that make your house a home. 

Cover the things that help you enjoy your daily life & create memories in your home such as verandas, garages, pools, appliances, electronics, jewellery, musical instruments and more. 

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Get up to 15% discount on award-winning Home Insurance1

Apply online to get up to 15% off combined Building and Contents cover.

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Award winning cover for your home

We’ve been awarded CANSTAR’s Outstanding Value for Home and Contents Insurance 10 years in a row. It’s something we’ve only been able to achieve by understanding the things you value at home.

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Cover for more of the things you care about

More standard inclusions

  • Accidental glass breakage to windows, cooktops, pool fences and more
  • Escape of liquids from water mains, pipes, washing machines, dishwashers and more
  • Home fires and bushfires
  • Flood, storms and lightning
  • Theft or attempted theft and malicious acts including vandalism
  • Power surges and motor burnout to electrical appliances.

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Additional benefits at no extra cost

  • Up to 12 months of alternative accommodation costs
  • Up to $1000 for vet expenses if your pet is injured
  • Cover for your contents if they are lost or damaged in transit when moving
  • Demolition and debris removal costs
  • Emergency work and temporary repairs to protect your home from further damage
  • Storage fees of your contents for up to 120 days.

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Things you should know

1A discount of up to 10% will be applied to your basic premium when you buy building or contents cover online. If you purchase combined building and contents cover, a discount of up to 15% will be applied to your basic premium.

Your financial institution may charge fees for these transactions.

Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading from commbank.com.au or by calling 13 2423 and should be read and considered before making any decisions about this product. You should also read the Home Insurance Key Fact Sheet, Financial Services Guide and Privacy Policy which are also available by calling 13 2423.

CommInsure is proud to be a signatory to the General Insurance Code of Practice. For more information on the Code, visit www.codeofpractice.com.au.