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Income protection

Income protection

Our income protection policies can replace up to 75 per cent of your regular income if you're unable to work due to illness or injury.

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  • Customise your protection level, waiting period, benefit payment period and the portion of your income to insure
  • Premiums are generally tax deductible, depending on your circumstances


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Business Overheads

Cover your business overheads if you are unable to work due to sickness or injury.

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  • Designed for self-employed people
  • Covers regular, fixed operating expenses of your business if you can’t work due to sickness or injury

Learn more about financial planning

As a young professional, it’s important to plan early for your long-term financial success. The sooner you develop a financial plan, the sooner opportunities may be uncovered.

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Having the right insurance to ensure your family will be looked after should the unexpected happen is crucial. It should form part of a workable financial planning strategy.

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A Commonwealth Financial Planner can help you make informed savings and investment choices so you can live the life you want in retirement. 

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Important information

This information has been prepared without considering your personal objectives, financial situation or needs. Before acting on it, please consider its appropriateness to your circumstances. Refer to the relevant Product Disclosure Statement for full benefit details, terms, conditions and exclusions.
Life Insurance policies are issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA). CMLA is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommInsure is a registered business name of CMLA.
Commonwealth Financial Planners are representatives or authorised representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169 AFSL 231139, a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia.