CommInsure Protection is now closed to new customers

There are two Supplementary PDS (SPDS) applicable for new replacement policies depending on the product.

For replacement policies requiring underwriting please use:

  • The SPDS dated 010420, for a new replacement policy outside super (including when exercising a Continuation option or Option to convert) i.e. Total Care Plan or an Income Care Range policy,  or
  • The 011119 SPDS for a new replacement policy inside super, i.e. Total Care Plan Super or SMSF plan policy, or

Please refer to your original PDS or Policy Document issued for any other changes to an existing policy requiring underwriting, where a replacement policy is not required.

Total Care Plan
Total Care Plan Super
Income Care
Income Care Plus
Income Care Platinum
Income Protection
Life Protection

Things you should know

Important notes:

  • If special conditions, exclusions or loadings apply to your policy, upgraded features and benefits may not be available to you
  • Improved terms and conditions don’t apply in respect to any pre-existing conditions that existed at the time the improvement took place
  • Only improvements apply to you. If improvements apply to you we have communicated these to you by letter. Please refer to the improvements we communicated to you (if applicable).
  • Policy upgrades only apply to policies starting on or after 1 July 1997. For policies starting before that date, the upgrades don’t apply and you need only refer to the policy document we sent you when you took out your policy

If you have any questions, please contact your adviser or the customer service centre on 13 1056 between 8 am and 6 pm (AEST/AEDT), Monday to Friday.