CommInsure Protection

Important notes:

• If special conditions, exclusions or loadings apply to your policy, upgraded features and benefits may not be available to you
• Improved terms and conditions don’t apply in respect to any pre-existing conditions that existed at the time the improvement took place
• Only improvements apply to you. If improvements apply to you we have communicated these to you by letter. Please refer to the improvements we communicated to you (if applicable).
• Policy upgrades only apply to policies starting on or after 1 July 1997. For policies starting before that date, the upgrades don’t apply and you need only refer to the policy document we sent you when you took out your policy

If you have any questions, please contact your adviser or the customer service centre on 13 1056 between 8 am and 6 pm (AEST/AEDT), Monday to Friday.