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What is Tap & Pay

A quick and easy way to pay in store without your wallet using a compatible Android with NFC1.

Choose how you want to pay. Wake & tap, unlock & tap or open the CommBank app and tap. A wallet-free way to pay for in-store items under $100. Tap a contactless terminal using just your smartphone1.

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Tap & Pay using an iPhone

Tap & pay

If you’re using an iPhone you can use Tap & Pay by purchasing a PayTag via the CommBank app. A one-off fee of $2.99 will apply.

Once your CommBank PayTag arrives, you’ll need to attach it to your device.

Stick the PayTag directly on the back of your phone towards the bottom. Placing it in this area ensures you can Tap & Pay first time, every time.

If you have a phone cover, the PayTag will work underneath the cover, but you can also stick the PayTag on the outside of your phone cover too if you like.

Step 1: Open an Everyday Account or use your existing account or credit card

Step 2: Download the CommBank app on your iPhone

Step 3: Stick the PayTag directly on the back of your phone. Select the top left hand main menu, select Settings > App Settings > Tap & Pay and follow the instructions.

100% Security Guarantee

We’ll cover any loss due to unauthorised transactions on your account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account.

Security for peace of mind

Things you should know

Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 4.4+ and iOS operating system 9.0+. NetBank access with NetCode SMS is required.

1Tap & Pay allows you to use your compatible iPhone or Android mobile phone with the CommBank app to make MasterCard®contactless purchases up to $100 or other limit as set by the merchant. Tap & Pay is available for compatible NFC enabled phones running Android 4.4 or above - eligible transaction accounts and credit cards only. Other phones may Tap & Pay by ordering a CommBank PayTag in the app. A one-off purchase price of $2.99 applies for the PayTag.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Full terms and conditions for Electronic Banking are available here or from any branch of the Commonwealth Bank. Please view our Financial Services Guide.

BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518. Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. Commonwealth Bank of Australia ABN 48 123 123 124.