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Getting into the market with conditional pre-approval

Buying a car

 Car Seeker conditional pre-approval

Having a Car Seeker conditional pre-approval* means you can shop for the car that’s right for you knowing you have the money at hand. You’ll also know how much you can afford, how much you’ll need to repay, and it might even help you negotiate a better deal for the car when it comes to making an offer.

We’ll give you conditionally ‘in principle’ approval that is valid for 30 days, but don’t worry if you haven’t found the wheels you want in that time. There’s no obligation and you can always contact us to renew your conditional pre-approval for another 30 days if you need it. When you’ve found your car, you’ll just need to send us your verification documents to proceed with your personal loan application.

Applying is quick and easy. You can do it online now or by calling 13 1431 or visiting any branch. We can then organise it on the spot.

 Getting the right car finance

Finding the right car can be hard enough. So it's good to know you've found the right place to get your car finance into gear.

To help ensure you make the right choice try our car finance simplifier. Just answer a few short questions and it will reveal a car finance solution that suits your needs and budget.

  • Important information:
    *Unavailable when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability. Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable.