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Fixed Rate
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Variable Rate
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Secured Personal Loan |
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The interest rate and repayment amounts are set for the life of the loan. |
Get a competitive rate and have the flexibility to make additional repayments without a fee. |
Using your car as security, you can typically borrow at a lower rate with a secured personal loan. |
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Interest rates |
Range: 8.50%* p.a. to 20.50% p.a. Lower fixed rate for eligible sustainable purchases: 7.50% p.a. |
Range: 8.50%* p.a. to 20.50% p.a. Lower variable rate for eligible sustainable purchases: 7.50% p.a. |
Range: 6.99%* p.a. to 13.49% p.a. Lower secured rate for eligible sustainable purchases: 6.49% p.a. |
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Comparison rate1 |
Range: 9.53% p.a. to 21.39% p.a. Comparison rate for eligible sustainable purchases: 8.54% p.a. |
Range: 9.89% p.a. to 21.79% p.a. Comparison rate for eligible sustainable purchases: 8.90% p.a. |
Range: 8.40% p.a. to 14.83% p.a. Comparison rate for eligible sustainable purchases: 7.90% p.a. |
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Terms available |
1-7 years |
1-7 years |
1-7 years |
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Loan amount |
$4,000-$50,000 |
$4,000-$50,000 |
$4,000-$100,000 |
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Repayment frequency |
Weekly, fortnightly or monthly |
Weekly, fortnightly or monthly |
Weekly, Fortnightly or Monthly |
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Additional repayments allowed2 |
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Direct debit |
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Establishment Fee Loan Service Fee |
$0 (save $250) $15 |
$250 $15
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$250 $15
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Late payment fee3 Settlement cheque fee4 |
$20 2 free |
$20 2 free |
$20 2 free
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