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Same day personal loans

  • Flexibility to make extra repayments anytime without a fee
  • Borrow from $5,000 - $50,000
  • Choose a term from one to seven years
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I don't have NetBank.

Complete our simple online application.

Apply online
  • Fixed interest rate for the life of the loan set repayments and protection from interest rate rises
  • Choose a term from one to seven years
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I don't have NetBank.

Complete our simple online application.

Apply online
  • Use your new car as security to borrow at a lower rate than an unsecured personal loan
  • Choose a term from one to five years
  • Make extra repayments up to an additional $5,000 per year^
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Personal Loans tools and resources

Calculators and tools

Estimate how much you can borrow and work out the repayments at the current interest rate.

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Determine which of our personal loan products best suits your needs.

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Understand what your repayments will be. Adjust the term and the amount to meet your budget.

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Calculate how much it costs to cover your monthly loan repayments.

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Before you apply

A step-by-step guide to help you through the application process.

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A checklist of essential documents when applying for a personal loan.

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Apply now for a response in 60 seconds and same-day funding*.

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Read our Personal Loans brochure for further details.

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Manage your personal loan

Easy, convenient and secure access to your personal loan.

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Understand how to read your personal loan statements.

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Organise your repayments to best suit your needs.

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Loan options

Help cover your loan repayments during unforeseen circumstances.

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Top up your existing loan amount to get the things you want.

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Access additional repayments when you need it.

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Switch loan options to suit you better.

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Talk to us

Important information

*Apply before midday Monday to Friday, and if you’re approved, we’ll give you access to your loan that day. Unavailable for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability. Applications for finance are subject to the Bank's normal credit approval.

^Additional repayments made on a Fixed Rate Loan are not available to be redrawn.

Source: RFi ‘The Australian Consumer Lending Council Report’ December 2013. Based on the number of customers with a CommBank Personal Loan.

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