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Same day funding

60 Second Response

We understand that you’re anxious to finance the things that are important so we won’t keep you waiting. You’ll get a response within 60 seconds of applying. It’s easy to apply. You can complete your application in any branch, online or by calling 13 1431 from 8am to 8pm, 7 days a week.

Same day funding

Get what you want today with a Same Day Personal Loan. Apply by noon Monday to Friday and if you’re approved, you can have the funds the same day.*

Existing NetBank customers


Are you an existing Commonwealth Bank customer?  If you apply via NetBank for an unsecured variable or fixed rate personal loan, submit your application before midday Monday to Friday and if you’re approved, we’ll give you access to your loan that day*

Existing customers might not need to provide any supporting documents as long as:

  • Your pay goes into your Commonwealth Bank transaction account
  • You only have loans or savings with the Commonwealth Bank


In certain situations, we may need to ask you for additional documents to support your application such as proof of income or banking records. 

Log on to NetBank and apply

New customers, or not registered for NetBank?


Complete our online application to receive a response in 60 seconds and then bring in your supporting documents to receive an approval.

 Apply online

If you prefer you can call us on 13 1431 from 8am to 8pm, 7 days a week, or visit any Commonwealth Bank branch.

  • Important information
    *Unavailable for secured loans, where a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability. Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable.