Lifestream Guaranteed Income is issued by The Colonial Mutual Life Assurance Society Limited (CMLA), ABN 12 004 021 809, AFSL 235035. CommInsure is a registered business name of CMLA. Please view our Financial Services Guide. Commonwealth Bank of Australia ABN 48 123 123 124 and its subsidiaries (excluding CMLA) do not guarantee or in any way stand behind Lifestream Guaranteed Income or the repayment of capital or interest by CMLA. Investments in Lifestream Guaranteed Income are not deposits or other liabilities of Commonwealth Bank of Australia or its subsidiaries (excluding CMLA). This is general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider talking to a financial adviser before making any investment decision. The offer made in the PDS is only available to persons receiving the PDS within Australia. Applications from outside Australia will not be accepted. Taxation considerations are general and based on present taxation laws and may be subject to change. CMLA is not a registered tax (financial) adviser under the Tax Agent Services Act 2009. You should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on information, to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.