How long will a transaction remain in pending?
Last updated 12 May 2017
Some card transactions will appear as pending on your account until the payment is fully processed. Generally it takes about 3 to 5 business days to process a transaction, although it can take up to 10 business days. For pre-authorisations (e.g security deposits for hotels or car rentals), this can be up to 31 days. During this time the transaction amount is deducted from your available funds balance. The length of time the transaction is in pending depends on the merchant.