Does my child need to be listed as a driver if they drive my car occasionally?

See all Car insurance FAQs

Last updated 15 December 2015

Anyone who is a regular driver should be listed on the policy as a ‘driver’. We consider someone to be regular driver if they drive the vehicle more than 12 times a year.

Adding drivers to your policy might change your premium and the excesses applicable if you make a claim. Refer to the Car Insurance Product Disclosure Statement (PDS) for more information on excesses. Applicable excesses will be stated on your Certificate of Insurance.

Find out how to add drivers to your policy.

Important information: Car Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

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