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About the Youthsaver & Smart Access accounts

See all Bank accounts FAQs

Last updated 24 July 2018

How do I earn bonus interest on my Youthsaver account?

You’ll earn bonus interest if at least one deposit and no withdrawals are made each calendar month. Tell me more.

I have another savings account with CommBank, which one should I use?

Your Youthsaver account is made for under 18s and rewards regular savers with bonus interest. When choosing which savings account is right for you, it’s a good idea to compare the options available.


Are fees payable on the Smart Access account?

There are no monthly account fees on the Smart Access account until you turn 21 years old. See the rates and fees.

I already have a Keycard, will it work with the Smart Access account?

No, your current Keycard will remain linked to your Youthsaver account. If you’d like to access your Smart Access account with a card, select the Smart Access account with Debit Mastercard® option.

Where can I go to find out more about the Smart Access account?

Find out more about our Smart Access account by going to or by visiting your nearest branch.


Options for your new Smart Access account

Do I have to take up a new Debit Mastercard?

You don’t have to, we’ll only set this up if you select the Debit Mastercard option. 

If I take up a new Debit Mastercard, when will it arrive?

You’ll get your new card within 13 business days after submitting your request. 


Where can I find more information?

If you still have questions or can’t find the information you’re after, visit your nearest branch or call 13 2221 (6am – 10pm).

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned are available here or from any branch of the Commonwealth Bank and should be considered in any decision about the product. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221 (6am – 10pm). Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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