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What is an Early Repayment Adjustment?

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Last updated 08 January 2016

This fee is calculated based on current interest rates, the amount you have repaid, and your loan size.

The amount of the fee will not exceed our reasonable estimate of the difference between what we would have earned if you had not repaid all or part of your personal loan, and what we can earn from re-investing or re-lending the amount pre-paid at a fixed interest rate for the remainder of your loan term.

Tips for managing your account
You may make partial prepayments of up to a maximum amount of $1,000 per annum without incurring an Early Repayment Adjustment.

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