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What exchange rates will apply on my Travel Money Card?

See all Travel Money Card FAQs

Last updated 30 September 2016


Foreign exchange rates for load, reload and closure of a Travel Money Card are set by the Commonwealth Bank. The rate used is the prevailing 'Buy' or 'Sell' rate at the time of the transaction. See the below table for details on exchange rates:

Exchange rate

More information

Loading your card

Our retail foreign exchange 'Sell' rate at the time of loading.

We'll provide a quote before you load your card.

Reloading your card in a branch

Our retail foreign exchange 'Sell' rate at the time of reloading.

This may be different to the rate when you initially loaded your card. We'll provide a quote before you reload your card.

Reloading your card via BPAY®

Our retail foreign exchange 'Sell' rate on the day we process your BPAY® transaction.

Reloads made to your Card via BPAY® from an eligible Commonwealth Bank transaction account will be available within 24 hours.  There may be a longer delay (usually no more than two business days) for reloads made via BPAY from another financial institution.

Transacting in a different currency

Our retail foreign exchange rate at the time of the transaction.

If you don’t have the currency loaded on your card we’ll use a currency that is loaded on your card to complete the transaction.  The amount will be converted at the Visa/MasterCard exchange rate.

Transferring from one currency to another

Our retail foreign exchange rate at the time of transfer.

We’ll provide a quote before you transfer funds. 

Closing your card

Our retail foreign exchange 'Buy' rate on the day we process your closure request.

This may be different to the rate when you initially loaded your card.  It may also be different to the rate on the day you ask us to close your card if there are outstanding transactions or disputes.

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