Does Simple Life have a no claim period?
Last updated 29 October 2018
If you have Critical Illness Cover* there’s a 90 day no claim period from your cover start date. This means you can't claim for a critical illness or related event, including for symptoms of an illness which occurs in this time.
For example, if you have a stroke three weeks after you bought Critical Illness cover, you won't be paid the benefit because the event occurred within the 90 day no claim period.
* Critical illness cover conditions are:
- Coronary artery disease requiring bypass surgery
- Heart attack
Critical illness conditions have specific meanings and a benefit is only payable if you meet the precise meaning of the definition set out in the Simple Life Product Disclosure Statement and the Simple Life Medical Definitions Reference Guide.