You say hazardous working conditions aren’t covered by Simple Life – what does this mean for me?
Last updated 29 October 2018
With a Simple Life policy, you won't be able to make a claim if your claim is caused from working in hazardous working conditions.
Hazardous working conditions include:
- Working above heights of 15 metres outside a building or in a building that’s under construction. For example, this may affect tree loppers, window cleaners and construction workers.
- Working below the surface of the ground, either outside a building or in a building that’s under construction, or below the surface of water. For example, this may affect miners, construction workers and divers.
- Work that requires the handling or transport of explosives or firearms. For example, this may affect police officers, armed security guards and on-site construction workers.
- Working offshore. For example, this may affect people who work on offshore oil rigs, in the gas industry and commercial fishers.