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You say hazardous working conditions aren’t covered by Simple Life – what does this mean for me?

See all Life insurance FAQs

Last updated 14 August 2015


With a Simple Life policy, you won't be able to make a claim if your claim is caused from working in hazardous working conditions.

Hazardous working conditions include:

  • Working above heights of 15 metres outside a building or in a building that’s under construction. For example, this may affect pilots, tree loppers, window cleaners and construction workers.
  • Working below the surface of the ground, either outside a building or in a building that’s under construction, or below the surface of water. For example, this may affect miners, construction workers and divers.
  • Work that requires the handling or transport of explosives or firearms. For example, this may affect police officers, armed security guards and on-site construction workers.
  • Working offshore. For example, this may affect people who work on offshore oil rigs, in the gas industry and commercial fishers.

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