
All rates displayed in the table below are per annum.
| Balance | Interest rate |
| Balances less than $2,000 | 0.10 % p.a.# |
| Balances between $2,000 and $41,000 | 2.00 % p.a.# |
| Balances over $41,000 | 3.00 % p.a.* |
| # Paid on every dollar * Paid on the portion of the balance over $41,000 |
|
| Monthly account fee | $0 |
If you are on the electronic option (automatic unless you choose the assisted /
electronic option when you open the account) you are entitled to make 15
electronic withdrawals per month. If you choose the assisted/electronic option,
you may make two assisted and five electronic withdrawals each month.
| Excess withdrawal | Fee |
| Transfers made at a Commonwealth Bank ATM | $0.30 |
| Direct entry debit or periodical payment | $0.30 |
| All transfers or payments made through NetBank or telephone banking | $0.30 |
| EFTPOS cash withdrawal or purchase | $0.50 |
| ATM cash withdrawal | $0.50 |
| All cheques written by you and negotiated through the clearing system (excluding those cashed over-the-counter at a Commonwealth Bank branch) | $1.00 |
| All assisted withdrawals in a branch or via telephone banking (including cheques issued on your account and cashed over-the-counter at a Commonwealth Bank branch) | $2.00 |
| An Access Fee will be charged on withdrawals and account balance enquiries you make through an ATM of ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. | AUD $2.00 each |
To make travelling easier, you can use your Commonwealth Bank Keycard in any
international ATM carrying the Cirrus or Visa Plus signs and also for Maestro
EFTOPOS purchases. The following fees apply:
| Transaction | Fee |
| Maestro EFTPOS purchase | AUD$1.00 + 2.00% of transaction value |
| Cirrus or Visa Plus ATM balance enquiry | AUD$2.00 |
| Cirrus ATM cash withdrawal | AUD$5.00 + 2.00% of transaction value |
| Visa Plus ATM cash withdrawal | AUD$5.00 + 2.00% of transaction value |


For convenient, 24 hour banking, we have the largest ATM network of any Australian bank.
