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Health insurance - Limited time offer

  • Get up to $900 cashback on eligible Combined cover or up to $600 cashback on Hospital Only cover, when you sign up with AIA Health before 31 March 2024.#

    Plus, if you switch from another health insurance provider to AIA Health by 31 March 2024, you’ll go in the draw to win 1 of 15 $1,000 vouchers.#

    Tell me more

Protect your home and car

Home insurance

Provided by Hollard

Save up to 15% when you combine building and contents cover.1

Compare home insurance

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Car insurance

Provided by Hollard

Choose the cover right for you and get a quote in under five minutes.

Compare car insurance

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Health insurance

Limited time offer

Get up to $900 cashback on eligible Combined cover or up to $600 cashback on Hospital Only cover, when you sign up with AIA Health before 31 March 2024.#

Plus, if you switch from another health insurance provider to AIA Health by 31 March 2024, you’ll go in the draw to win 1 of 15 $1,000 vouchers.#

Find out more

Income protection

Provided by AIA Australia

Protect your income in the event you are unable to work due to accident2 or sickness2

More about income protection

Financial advice

Provided by AIA Financial Wellbeing

Speak to a financial advisor for guidance and strategies on how to achieve your wealth and lifestyle goals.

Life insurance

Provided by AIA Australia

Offer your loved ones financial security and comfort, should the unexpected happen.

More about life insurance

Pet insurance

Provided by PetSure

Help protect your best mate with pet insurance.

Compare pet insurance

Travel insurance

  • Purchase a CBA Travel Insurance plan (provided by Cover-More), available for overseas and domestic trips
  • For eligible credit cards, you must spend at least $500 in a single transaction on your prepaid travel costs and activate to ensure you receive any cover, including Overseas Medical cover~. For World Debit Mastercards, you need to activate to receive comprehensive cover. Overseas Medical cover and personal liability insurance is automatically included.

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couple on a boat

Announcement - Hollard partnership

  • Commonwealth Bank (CBA) has sold its Australian general insurance business (CommInsure) to Hollard Holdings Australia Pty Ltd (HHA). This marks the beginning of an exclusive 15-year partnership between these two companies.

    From 1 October 2022, Hollard Insurance Partners Limited (HIP) is the issuer for Home and Car Insurance policies, with CBA as the distributor.

    To find out more, visit the Hollard website.

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Things you should know

  • ^ Offer commences on 5 December 2023 and ends on 30 June 2024 at 11.59pm AEST (Offer Period).

    Offer provides new customers with two months' free in their first policy year only when they purchase a Pet Insurance policy distributed by the Commonwealth Bank of Australia (CBA) during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first two months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the third month of your policy. For annual payments, the two months' free will be deducted from your first policy year premium at the time of purchase.

    To redeem the Offer by phone, eligible customers must use the promo code CBA2MONTH at the time of purchasing the Pet Insurance policy distributed by CBA. Offer is automatically applied to online quotes at the time of purchasing the Pet Insurance policy. Customers can remove this Offer at the time of purchase.

    Offer will cease if you change your level of cover.

    Offer cannot be used in conjunction with any other offer.

    Eligibility criteria applies for Pet Insurance distributed by CBA, subject to the applicable Pet Insurance policy terms and conditions, including limits, exclusions and waiting periods (see Product Disclosure Statement).

    CBA reserves the right to withdraw, vary or extend this offer at any time, without notice.

    # AIA Health Insurance Pty Ltd (ABN 32 611 323 034) (AIA Health) makes this Cashback Offer and CBA Switch and Win Offer to Eligible Customers holding an Eligible Policy, on the following terms and conditions. You will be an Eligible Customer where: as at 1 February 2024 you do not hold and are not insured under, nor have you in the 2 months prior to 1 February 2024 held or been insured under, a private health insurance policy issued by AIA Health. You must purchase an eligible Combined Hospital and Extras or Hospital Only policy issued by AIA Health that commences between 1 February 2024 and 31 March 2024 (‘Eligible Policy’). The Cashback Offer and CBA Switch and Win Offer exclude Extras Only products, Silver Plus Family Hospital and Gold Hospital, either as standalone or combined products, members who reside in Northern Territory (NT) or Western Australia (WA), AIA Health Overseas Workers Base Cover, and AIA Health Overseas Workers Standard Cover, and is not available in conjunction with any other AIA Health promotional join offer or any other AIA Australia Limited staff promotional offer or discount.

    The Cashback Offer is available to Eligible Customers who purchase an Eligible Policy between 1 February 2024 and 31 March 2024 (‘Offer Period’) via NetBank. You must have paid for and held an Eligible Policy for each of the qualifying periods. You will be entitled to receive a maximum of $900 (Combined) or up to $600 (Hospital Only) cashback for couples and families and $450 (Combined) or up to $300 (Hospital Only) for singles and single parents, across Year 1 and Year 2 of your Eligible Policy. This Cashback Offer will be promoted to Eligible Customers as a cashback after meeting criteria for both qualifying period 1 and 2.

    Qualifying Period 1: For Eligible Policies purchased between 1 February 2024 and 29 February 2024, you must have held and paid for your Eligible Policy for a continuous period up to 3 June 2024 or for Eligible Policies purchased between 1 March 2024 and 31 March 2024, you must have held and paid for your Eligible Policy for a continuous period up to 1 July 2024, you will then be credited up to $600 (Combined) or up to $400 (Hospital Only) for couples and families, and up to $300 (Combined) or up to $200 (Hospital Only) for singles and single parents, as cash back to your nominated bank account within 14 business days of meeting the criteria.

    Qualifying Period 2: For Eligible Policies purchased between 1 February 2024 and 29 February 2024, you must have held and paid for your Eligible Policy for a continuous period up to 1 March 2025 or for Eligible Policies purchased between 1 March 2024 and 31 March 2024, you must have held and paid for your Eligible Policy for a continuous period up to 1 April 2025, and you have AIA Vitality Silver Status or above at the time of fulfilment, you will then credited up to $300 (Combined) or up to $200 (Hospital Only) for couples and families, and up to $150 (Combined) or up to $100 (Hospital Only) for singles and single parents,  as cash back to your nominated bank account within 14 business days of meeting the criteria.

    See Terms and Conditions for all eligibility criteria, terms and conditions.

    CBA Switch and Win: For Eligible Policies purchased between 1 February 2024 and 29 February 2024, you must have held and paid for your Eligible Policy for a continuous period up to 3 June 2024 or for Eligible Policies purchased between 1 March 2024 and 31 March 2024, you must have held and paid for your Eligible Policy for a continuous period up to 1 July 2024, you will then be entered into a draw to win one of fifteen gift cards valued at $1,000 each. To be eligible for the Switch and Win offer you must switch from another health insurance provider to AIA Health. The draw will take place at Anisimoff Legal, G13, 3 Amy Close, Wyong NSW 2259 on 08 July 2024 at 10:00AM AEST, in the presence of an independent scrutineer. The Promoter may draw additional reserve entries and record them in order in case an invalid entry or ineligible entrant is drawn. The winners will be notified by email within two (2) business days of the draw and their names will be published at https://www.aia.com.au/en/products/health-insurance from 15 July 2024. Winners must select and activate their gift card within 90 days from the time that it is received by email to their nominated email address. See Terms and Conditions for all eligibility criteria, terms and conditions.

    1 If you purchase combined Residential Building and Contents Cover, a discount of up to 15% will be applied to your basic premium. If you purchase combined Investment Building and Contents Cover, a discount of up to 10% will be applied to your basic premium. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless advised in the promotional offer that this discount will apply. This discount may be removed or changed effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied. No discounts apply to Portable Contents Cover when taken as a standalone policy.

    2
    Accident and sickness both have specific meanings set out in the Income Protection provided by AIA Product Disclosure Statement (PDS).

    AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at www.aia.com.au/tmds.

    Home Insurance and Car Insurance are provided and issued by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of Hollard or the products Hollard offers and these insurance products do not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a Home Insurance and/or Car Insurance policy, CBA is paid a commission which is a percentage of your premium.

    For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination available here.

    Life Insurance provided by AIA Australia and Income Protection provided by AIA Australia, as described on this website, are provided and issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). AIA Australia is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of AIA Australia or the products it offers and these insurance products do not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a Life Insurance provided by AIA Australia and/or Income Protection provided by AIA Australia, CBA is paid a commission which is a percentage of your premium.

    The health insurance products described on this website are issued by AIA Health Insurance Pty Ltd (ABN 32 611 323 034) (AIA Health) and are distributed by AIA Financial Services Limited (ABN 68 008 540 252) (AIA Financial Services), a wholly owned subsidiary of AIA Australia Limited (ABN 79 004 837 861) (AIA Australia).

    Commonwealth Bank of Australia (ABN 48 123 123 124) (CBA) has been authorised by AIA Financial Services to promote health insurance products issued by AIA Health to its customers, for which CBA receives a commission. AIA Health, AIA Financial Services and AIA Australia are not part of the CBA Group and CBA does not guarantee and is not responsible for the performance of the health insurance products issue by AIA Health or the obligations of AIA Health, AIA Financial Services or AIA Australia. For more information about the products and services CBA provides, you should read CBA’s Financial Services Guide and Privacy Policy.

    This information is current as at the date of this communication and may change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. 

    Pet Insurance is issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). PetSure is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of PetSure or the products PetSure offers and this insurance product does not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a pet insurance policy, CBA is paid a commission. PetSure has prepared a Target Market Determination (TMD) which describes the class of consumers that comprise the target market for this product. The TMD is available at https://www.commbank.com.au/insurance/brochures-forms.

    Travel Insurance is provided by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145 AFSL 241713 (Cover-More) for CBA.

    ~For eligible credit cards, you will need spend at least $500 in a single transaction on your prepaid travel costs (e.g. the cost of your return overseas travel ticket, prepaid accommodation, cruise, travel or tour) by charging the cost for that trip on your eligible card account before leaving Australia and activate to receive any cover, including Overseas Medical cover. You will also qualify if the $500 worth of prepaid travel costs is redeemed using CommBank Awards points. You will need to provide a copy of the letter/statement/email confirming the redemption.

    Before making a decision on CBA Travel Insurance please read the CBA Travel Insurance Combined Product Disclosure Statement and Financial Services Guide for more information.

    Before activating the international travel insurance included in your CommBank credit card please read the Credit Card Insurances Product Disclosure Statement and Information Booklet for more information.

    If you have activated international travel insurance included in your CommBank credit card on or before 6 February 2024, please refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet – effective 2 June 2023.

    Before activating the international travel insurance included in your World Debit Mastercard, please read the World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information.

    This information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness to your circumstances, which includes reading the relevant Product Disclosure Statement and other important disclosure documents available online.