Create a secure financial future with investments to suit your needs. Not sure where to start? Read our guide to making your first investment.

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Investing in cash

Access your cash when you need it or lock it away and earn a fixed return with our range of savings accounts and Term Deposit options. 

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Share investing with CommSec

With 25 years of industry leading service and experience, offering Australia's best online & mobile investing solutions CommSec is the first choice when considering share investing.

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CommSec pocket

Start investing with CommSec Pocket

Always wanted to invest – no idea where to start? CommSec Pocket is a simple investing app that brings the share market within your reach. 

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Invest in property

Thinking about investing in property? We have the knowledge and tools to help you find and plan your investment.

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Managed funds

Managed Funds provide an opportunity to pool your money with other investors to access a wide range of investment opportunities.

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Financial advice

We've partnered with AIA Financial Wellbeing to help Australians with their financial decisions.

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A qualified financial planner can help you define your investment strategies, plan for your future and achieve your wealth goals by providing tailored advice.

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Super and retirement

Learn more about how to take control of your super.

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Essential Super

Essential Super is currently unavailable for new customers. If you already have Essential Super, you can continue to manage your account through NetBank or the CommBank app.

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SMSF cash accounts

Use, move and manage your self managed super fund cash in the one place.

SMSF cash account (CDIA)

Our SMSF CDIA works seamlessly with CommSec, Australia’s leading online share trading broker1. Maintain easy access to funds, and receive discounted online brokerage with CommSec. 


Business Transaction Account for SMSFs

An everyday cash account with unlimited electronic transactions and a $0 monthly account fee option to help you manage your super contributions and rollovers.

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Important super forms & documents

  • Looking for important forms and documents for Commonwealth Superannuation Savings Account and Commonwealth Investment Fund products?

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Things you should know

  • Any advice on this page has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    1 To be eligible for discount brokerage you are required to trade online, be CHESS sponsored and have your SMSF CDIA linked for settlement. Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945, and a participant of the ASX Group and Chi-X Australia. Commonwealth Bank of Australia and its subsidiaries do not guarantee the obligations or performance of Commonwealth Securities Limited or the products or services it offers.

    Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and a market participant of ASX Limited and Cboe Australia Pty Limited, a clearing participant of ASX Clear Pty Limited and a settlement participant of ASX Settlement Pty Limited. You can view the CommSec Share Trading Terms and Conditions and our Financial Services Guide and should consider them before making any decision about these products and services. Commonwealth Direct Investment Account is a product of the Bank and is marketed by CommSec. Please consider the full terms and conditions which are available on request. Fees and charges apply.

    To operate a CommSec Pocket account, you’ll need an eligible CommBank transaction account. Please consider the full terms and conditions which are available on request. CommSec Pocket is free to download however your mobile network provider may charge you for accessing data on your phone. CommSec Pocket terms and conditions are available on the app. CommSec Pocket is available for compatible iOS (iOS version 11+) and Android (operating system 5+) devices.

    Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the issuer of interests in Commonwealth Essential Super ABN 56 601 925 435 (Essential Super). Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 and its subsidiaries which include CFSIL. Commonwealth Bank of Australia ABN 48 123 123 124 (the Bank) holds a significant minority interest in CFSIL. The Target Market Determinations (TMD) for CFSIL financial products can be found at and include a description of who the financial product is appropriate for, and any conditions on how products can be distributed to customers. You should read the Product Disclosure Statement (PDS) and the Reference Guide for Essential Super carefully and consider whether the information is appropriate for you before making any decision regarding this product. Read the PDS and Reference Guide, or call us on 13 4074 for a copy. Neither the Bank, CFS, nor any of their respective subsidiaries guarantee the performance of Essential Super or the repayment of capital. An investment in this product is subject to risk, loss of income and capital invested. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries. Where we mention ‘we’, ‘us’ or ‘our’, we mean CFSIL.