News and updates

  • Annual Members' Meeting

    The Annual Members’ Meeting for the 2023 financial year, hosted by Avanteos Investments Limited (AIL), will be held online on Monday 12 February 2024 at 6pm (Sydney time).

    AIL is a subsidiary of Colonial First State (CFS), the Trustee for Essential Super and the issuer of interests in Essential Super.

    The meeting is your chance to hear from our team about what we’ve achieved over the 2023 financial year, what we’re focusing on moving forward, and what this means for your account. View the invite for the meeting.

    Find out more about the meeting and register to attend via the CFS Annual Members’ Meeting page.


In addition to being able to submit forms online, you are now able to submit certain forms using electronic signatures – this means you won’t need to print a form and sign it with a pen. It’s one way we’re trying to make things a little easier. To submit forms online, you will need to register for NetBank.

Things you should know

  • An electronic signature is not acceptable for this forms.

    If changing bank details, we may need to contact you for security reasons.

    * Before you make a decision about your super, you should compare the costs, fees, risks and benefits of your other super funds with Essential Super. It makes sense to consider whether you can replace any insurance cover you may lose when you bring your accounts together, as well as any costs for withdrawing from other super funds and any investment or tax implications.

    Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the Trustee of Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super. Essential Super is distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (the Bank). Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 (HoldCo) and its subsidiaries which include AIL. The Bank holds an interest in CFS through its significant minority interest in HoldCo.

    This information is issued by AIL and may include general financial product advice but does not consider your individual objectives, financial situation, needs or tax circumstances, and so you should consider the appropriateness of the advice having regard to your circumstances before acting on it. The Target Market Determination (TMD) for Essential Super can be found at and includes a description of who the financial product is appropriate for and any conditions on how the product can be distributed to customers. You should read the Product Disclosure Statement (PDS) and the Reference Guide for Essential Super carefully and consider whether the information is appropriate for you before making any decision regarding this product. Download the PDS and Reference Guide at or call us on 13 4074 for a copy. Neither the Bank, AIL, CFS, nor any of their respective subsidiaries guarantee the performance of Essential Super or the repayment of capital by Essential Super. An investment in this product is subject to risk, loss of income and capital invested. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries. Where we mention ‘we’, ‘us’ or ‘our’, we mean AIL.

    The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank Group or CFS. The insurance cover is provided under policies issued to the Trustee.

    Please refer to the CBA Privacy Policy and the CFS Privacy Policy for more information about how your personal information is collected, used and shared.