Help & support
Discover how super works and what you can do to set up your retirement.
Compare performance, fees and insurance options to find the super fund for you.
Explore how different types of super contributions can boost your retirement savings.
Discover how you can invest your super in a way that suits your risk appetite.
How does the First Home Super Saver Scheme (FHSSS) work?
Learn how to save for a first home deposit with your super.
Temporary residents’ guide to understanding super
New to Australia? You may be entitled to receive super contributions from your employer.
While there’s no magic number, you can estimate how much super you might need for the retirement you want.
You can choose to get life insurance with your superannuation.
Explore ways to grow your super and reap the tax benefits.
The information and any general advice on this page has been prepared without taking into account your objectives, financial situation or needs. For this reason, you should, before acting on this information and any general advice, consider the appropriateness of the information and any general advice, having regards to your objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.
This page contains links that will direct you to third-party websites, which are not operated or controlled by the Bank. Any link you make to or from one of the third-party websites on this page will be at your own risk. Any use of a third-party website, including any information you provide on that third-party website will be governed by the terms of that third-party. Any views or opinion expressed on a linked third-party website are those of the third-party and do not necessarily reflect the policy or position of the Bank. No liability is accepted by the Bank, its related entities, agents and employees for any loss arising from your access of, or use of, any linked third-party website.
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the Trustee of Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super. Essential Super is distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (the Bank). Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 (HoldCo) and its subsidiaries which include AIL. The Bank holds an interest in CFS through its significant minority interest in HoldCo. The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Bank. The insurance cover is provided under policies issued to the Trustee.
The Target Market Determination (TMD) for Essential Super can be found at cfs.com.au/tmd and includes a description of who the financial product is appropriate for and any conditions on how the product can be distributed to customers. You should read the Product Disclosure Statement (PDS) and the Reference Guide for Essential Super carefully and consider whether the information is appropriate for you before making any decision regarding this product. Download the PDS and Reference Guides at commbank.com.au/essentialsuper-documents or call us on 13 4074 for a copy. Neither the Bank, AIL, CFS, nor any of their respective subsidiaries guarantee the performance of Essential Super or the repayment of capital by Essential Super. An investment in this product is subject to risk, loss of income and capital invested. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries. Where we mention ‘we’, ‘us’ or ‘our’, we mean AIL.
