Which car insurance is right for you?
Third Party Property Damage, Fire & Theft
- Covers your vehicle if it's stolen or damaged by attempted theft or fire2
- Also covers legal liability for damage to other people's property up to $20 million
- Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured
Third Party Property Damage
- Covers legal liability for damage to other people's property up to $20 million
- Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured
Who can apply?
Our Car insurance is to provide cover for your vehicle if it is used for private or non-excluded purposes. We require you to be at least 15 years of age or the policy can cover vehicles owned by a company, and have an Australian address where the car is ordinarily parked overnight. All policies are subject to our Underwriting criteria.
Get a Quote in 3 easy steps
1. Know the details
Choose the right level of cover for you. We have 3 options to suit a range of needs and budgets.
2. Questions we ask
We'll ask you for the details of your car, like make and model as well as a few simple questions about your driving history and claims activity.
3. Get a quote in under 5 minutes
Once you've got your quote, you can complete the purchase online in just a few more steps
Compare car insurance cover
A wide range of benefits
Pay monthly
No additional premium if you choose to pay your car insurance monthly.
Repair guarantee
Guarantee on repairs authorised by us for as long as you own the vehicle.
24/7 emergency claims assistance
Our Emergency Claims Assistance Line is available 24 hours a day, 7 days a week.
Online claims made easy
Car claims
Lodge your claim online and get instant confirmation. We’ll contact you via email by the next business day to advise next steps and if any further information is required to assess your claim. For emergency claims, you can call us on 13 2423 at any time.
Windscreen or window glass claims
Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.
Support
FAQs
- Does my car insurance policy cover storm damage?
- What’s the difference between market and agreed value?
- What happens to my insurance if I sell my car and buy a new one?
- Does my child need to be listed as a driver if they drive my car occasionally?
- How does the ‘replacement of a new vehicle after a total loss’ benefit work?
Documents & forms
- CommInsure Car Insurance Product Disclosure Statement applies to policies commencing or renewing on or after 5/04/2021
- Home and car insurance information brochure
- CommInsure Car Insurance Premium, Excess and Discount Guide applies to policies commencing or renewing on or after 5/04/2021
- Direct debit request form for Car Insurance policies
Family Violence Policy
CommInsure is committed to supporting you if you are affected by family violence.
Supporting customers experiencing financial hardship or difficult circumstances
We are committed to helping and offering additional support when you need it.
If you are experiencing difficult circumstances or financial hardship, we encourage you to tell us about your situation so we can work with you to arrange customised support.
You can access further information by using the links below:
Translation services
If you need an interpreter or translator you can ask for one. Alternatively, you can call the Translating and Interpreting Service (TIS National) on 131 450, let them know your preferred language, and ask them to contact CommInsure on 13 24 23.
The CommInsure webpages can be viewed in other languages by using the link below:
National Relay Service
The National Relay Service may assist anyone who is deaf or has a hearing or speech impairment
- TTY/Voice: 133 677
- SSR: 1300 555 727
Things you should know
1 This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.
2 Cover for damage caused by fire, storm, hail or flood is excluded for the first 24 hours of the policy (exceptions apply). Policy limits and other exclusions apply.
3 Conditions apply. Read the Product Disclosure Statement (PDS) for more information
Car insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances.
A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read our Financial Services Guide and Privacy Policy which are also available by calling 13 2423.
The target market for these products will be found within the product’s Target Market Determination, available here.
CommInsure is proud to be a signatory to the General Insurance Code of Practice. The Code Governance Committee is the independent body that monitors and enforces insurers’ compliance with the General Insurance Code of Practice. Their purpose is to drive better Code compliance, helping the insurance industry to improve its service to consumers.
For more information on the code visit www.codeofpractice.com.au.
