Insurance discounts

• Home Insurance discounts
• Car Insurance discounts

 

Home Insurance discounts

Residential Home Package

• Apply online and receive up to 15% discount off the base premium when you purchase combined building and contents cover.*
• Apply online and receive up to 10% discount off the base premium when you purchase building or contents cover.*

Investment Home Package

• Apply online and receive up to 7.5% discount off the base premium when you purchase combined building and contents cover.*
• Apply online and receive up to 5% discount off the base premium when you purchase building or contents cover.*

Selected Excess Options to reduce your premium

You can reduce the premium you pay on your policy by selecting a higher excess option for your building and/or contents.

Available excess amounts are listed below:

Residential Home Package

Selected Excess Options available for building and contents: $0*, $100, $200, $300, $500, $750, $1,000, $2,000, $5,000
* $0 excess option is only available for customers aged 50 years old and over.

Please note, you will only have to pay the excess if you ever need to make a claim.

Investment Home Package

Selected Excess Options available for building and contents: $100, $200, $300, $500, $750, $1,000, $2,000, $5,000

Please note, you will only have to pay the excess if you ever need to make a claim.
 

Enjoy even more discounts if you have an alarm system on Residential Home Package

If you have a monitored back-to-base security system or local burglar alarm you will receive up to an additional 12.5% discount off your contents base premium on a Residential Home Package. This discount cannot be added retrospectively and will apply from the date advised. This discount, when available to you, is in addition to any other discount or promotions offered.

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Car Insurance discounts

Apply online and receive up to 10% discount off the base premium when you purchase Car Insurance. *

No Claim Discount

Our Comprehensive policy can reward you with discounts on your car insurance for good driving and claims history. Our No Claim Discount savings start at 25% and go as high as 70%. We calculate your No Claim Discount by looking at the number of years you've been driving and your claims and accident history. This discount, when available to you, is in addition to any other discount or promotional offers.

Restricted Driver

The Restricted Driver option offers a reduction in premium when drivers under the age of 30 are NOT covered for any loss or damage to your vehicle.

Voluntary Additional Basic Excess

If you choose to pay an excess in addition to the basic excess, you will receive a discount off your premium. The higher your voluntary excess, the larger the discount.

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• Important Information
  This advice has been prepared without taking into account your individual objectives, financial situation or needs. You should, before acting on this information, consider its appropriateness to your circumstances. CommInsure is a registered business name of Commonwealth Insurance Limited (CIL) ABN 96 067 524 216 AFSL 235030. Product Disclosure Statements (PDS) for CommInsure Home and Car Insurance are issued by CIL and available by download from comminsure.com.au or by calling 13 24 23 and should be considered before making any decisions about these products.
  
  * This discount cannot be used in conjunction with any other discount or promotional offer other than the Security Discount and No Claim Discount where applicable. Minimum premiums may come into force and reduce the extent to which discounts are applied.