A business account that works with you

Open a Business Transaction Account online for simple and secure banking. 

  • $0 monthly account fee options1
  • Integrate your accounting software for easy bookkeeping
  • View your cash flow and get payment alerts2 to keep you on track
Open online

Take payments any time, wherever you are 

Get paid on the spot with a Smart Mini EFTPOS reader.

  • Lightweight and portable reader you can link to your phone 
  • Same-day settlement
  • 1.1% transaction rate4

Access extra money when you need it

Cover a cash shortfall or unexpected expenses with a Business Overdraft.5,6

  • Borrow from $2,000
  • Only pay interest on what you use
  • Linked to your Business Transaction Account

Manage & grow your business 

Grow your business with a loan 

Cover business costs like expanding or buying inventory with a simple business loan.

  • Flexible repayment options
  • Pay low to no interest
  • Apply online in minutes

Finance vehicles or equipment

Whether you're upgrading your van or tools, we've got a range of simple finance options.5

  • $0 upfront deposit 
  • No monthly fees
  • Get a quote online in less than 60 seconds 

Deals & discounts from our partners

Discount nbn®, Mobile & Phone plans

Get 20% off More Business nbn®, Mobile SIM-Only and Phone Systems plans for 12 months when you sign up with your CommBank credit or debit card.

Ends 30 June 2025 | Eligibility criteria and T&Cs apply#

Redeem now

Expires 31 July 2025

Redeem now

Minimum spend and terms and conditions apply.

Expires 5 June 2026

Get offer

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Grants & tools

Benefits Finder

Answer a few simple questions to discover grants, rebates and support you may be eligible for with our Benefits Finder tool

Need help finding the right solutions for your business?

Answer a few simple questions and we’ll show you products and services that could help with the needs of your business.

Help me find solutions

Things you should know

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. You can view the Terms and Conditions for Business Transaction and Savings AccountsTerms and Conditions for Asset Finance, Merchant Agreement, our Financial Services Guide and the Electronic Banking Terms and Conditions and should consider them before making any decision about these products and services. Applications for credit cards and credits are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges may apply. CommBank isn’t responsible for the quality, content, nature or reliability of any linked site. We’re providing these links as a convenience only and we’re not responsible for your use of any linked site.

The target market for these products will be found within the product’s Target Market Determination, available here.

1 You can only open an account online if you're a new or existing customer who is either a sole trader or director of a private company (Pty Ltd). You'll need to set up your business with us so we can verify your business details with ASIC. Once your beneficial owners and nominated directors have verified their ID (we'll email them instructions to do this online), you'll be able to open and start using your account. You'll be providing information to us on behalf of directors and owners in accordance with our Privacy Policy - make sure you've got their permission to do so before you start.

2 The Bank does not charge for the alerts service, but you may incur message and data charges from your telecommunications service provider. Alerts are sent in real-time 24/7. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Please check your available funds before entering into any transactions. Alerts may be suspended by the Bank at any time without notice.

3 Same day settlement is available on all EFTPOS transactions made before 9.30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

4 1.1% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards). AMEX/JCB is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.

5 Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our current Terms and Conditions for Asset Finance and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

6 Refer to the overdraft reference rates and fees within our business banking rates and fees, as these are subject to change. Interest rate margins will apply.

# Offer of 20% off a More business nbn® plan, SIM-only mobile plan, mobile broadband plan and/or business phone plan for 12 months is for customers who sign up to either a 24-month contract or month-month contract option by 30 June 2025 and use a CommBank Debit or Credit card as their online bill payment method. Offer does not apply to other More services, including Business Ethernet, Enterprise Ethernet NBN or Business Fibre 1000. Offer cannot be used in conjunction with any other offers or discounts. 12 months is a promotional period commencing on the day your eligible service is activated.  After 12 months, the cost of your plan will revert to the Recommended Retail Price (RRP) current at that time. You must continue to have your CommBank credit or debit card registered as the online bill payment method on your account. If you change your online bill payment method to a non-CommBank card, you will forfeit all discounts available with this offer. Access to the offer will be revoked with effect from the following month, with the cost of your plan reverting to the RRP current at that time. The RRP of More plans are subject to change in accordance with More’s terms of service. If you take up this offer on a month-to-month contract, you are free to cancel at any time without charges, but cancelling your service within the 12 month promotional period will forfeit any remaining months discounted at 20% off. Offer applies to monthly plan fees only and does not apply to any hardware charges not included in the plan, hardware installation charges, nbn® New Development Fee or New Copper Pair charges or any fees for services or usage outside of plan inclusions.

If you take up a 24-month business nbn® plan or business phone plan, you will receive a modem and/or handset(s) (as applicable) at no additional cost. Supplied hardware is subject to change, see the More website for current information. If you cancel your service before the end of your 24 month contract, you will incur an early termination fee. Please see your plan Critical Information Summary for early termination fee amount.  If you sign up, More will be your service provider for your business nbn®, business mobile and/or business phone and will handle all technical enquiries, support, complaints and servicing. The provision of your service(s) will be subject to More’s standard terms of service and policies, which are available on the More website. CommBank reserves the right to remove this offer at any time.

CommBank has an ownership interest in More. More and CommBank have entered into a strategic alliance agreement. You should read More’s customer policies before making any decision about their service.

By clicking on any links directing to the More website and commencing the sign-up process, More will collect and handle your personal information under its collection notices and privacy policy as outlined on its website at www.more.com.au/policies.

^ Eligibility criteria apply. Visit offer for full terms and conditions.