How holiday gifts could be the start of your investing journey

With the festive season wrapped up, you might be considering how to make the most of any monetary gifts from the holidays.

While it’s tempting to spend small windfalls on summer sales or treats, even modest gifts can be the foundation for something bigger: an investment in your financial future.

For years, the prevailing assumption was that investing was only for those with sizeable, surplus funds.

But this mindset is shifting. This is because starting early - even with small amounts - can have a powerful impact over time.

The magic lies in compounding, which allows even the smallest investments to grow substantially when given enough time.

Micro-investing options have democratised the landscape, allowing Australians to begin investing with as little as $2 - less than a cup of coffee.

Offerings like CommBank’s Everyday Investing, allows eligible customers access to professionally managed, diversified funds through the CommBank app - making it easier than ever for first-time investors to get started.

We know new investors face hurdles when getting started: feeling like investing is too complicated leading to a lack of confidence, uncertain about where to invest including which platform to use and believe that investing requires a lot of money. 

Alongside educational support and content to guide new investors – all within your banking app, this helps to make investing less daunting.

As the new year begins and people dust off their goals and resolutions, think about how any small gifts you received could help build your financial future.

With accessible, diversified investment options now available at the tap of a smartphone, even the smallest amount could be the start of something bigger.

After all, investing isn’t just for the wealthy - it’s for anyone ready to turn today’s gifts into tomorrow’s opportunities.