Apply now for a credit card

 

Choose between completing a credit card application online or filling out a short form to get a credit card specialist to call and discuss your needs.

 

• Finish a saved application
• Upgrade your existing Commonwealth Bank credit card
• Online acceptance of Important Notices

 

Lowest annual fee possible: Nothing

For Commonwealth Bank customers only, no annual fee ever on the Low Fee credit card. Just spend $1000 per year on the card.

Offer available for existing Commonwealth Bank customers applying for a new Low Fee Credit card.

• Who can apply online?
• What will you need to complete your application?
• Are you a new Commonwealth Bank customer?
• What happens next?

 

Who can apply online?

Back to top

• Applicants must be permanent Australian residents or have a current Australian visitors visa
• The primary applicant must be 18 years of age or over
• If you request an additional cardholder, they must be 16 years of age or over
• To apply for a Student card, you will need to complete a Student credit card application form and return via:
  • fax, to (02) 9635 4200, or
  • mail, to Reply Paid 72551, Parramatta, NSW, 2124
  • or go into your nearest Commonwealth Bank branch.

 

What will you need to complete your application?

Back to top

• Your gross annual income
• Your employer's details (name and address)
• Details of your own home if you have one (estimated value, amount owing on the property)
• Details of any existing loans (investment property loans, personal loans, leasing, credit and store cards)
• Any savings or investments and cheque account details (account numbers and balances)
• Asset or investment details (value of property, shares, car, furniture and other assets)

 

Are you a new Commonwealth Bank customer?

Back to top

If you're a new Commonwealth Bank customer, you will need to come to any Commonwealth Bank branch and provide personal identification, along with the two most recent original pay-slips for the primary applicant.

Personal Identification documents include one of the following documents containing your photo:

• Passport
• Australian Drivers / Firearms licence
• Proof of Age card

Or two different documents from this list:

• Birth Certificate
• Citizenship Papers
• Pension Card
• Council rates or utility bill or Australian Taxation Office assessment notice or overseas drivers licence (only one of these documents may be used)

 

What happens next?

Back to top

• The team at the Commonwealth Bank will assess your application details. If you're a new customer, we'll ask you to come to a Bank branch with proof of identity.
• Should we need additional information, a letter confirming our requirements will be issued within 5 days of application lodgement. If your application is approved, your card and PIN will be posted separately to the address you supplied on your application form within 10 working days from the date all necessary information is received.
• To activate your new credit card, call 1800 006 709. 

  Applications subject to normal credit approval. Fees and charges apply.

 Back to top