*Offer is available to new credit card applications
received from 30/04/12 to 02/06/12. Excludes Business and Corporate Credit
Cards, Staff Credit Cards and existing Credit Card accounts. The $50 cash back
will be applied to your account if you apply for this offer on or before
02/06/12, activate and spend on your card within 30 days of approval (purchases
only). Allow up to 90 days from when you first spend on your card for the cash
back to be applied to your account. Limit of one $50 cash back per new credit
card account. You will be ineligible for the incentive if your account is
closed, transferred or in default at the time of fulfilment. Applications for
finance are subject to the Bank’s normal credit approval. Full conditions will
be included in our Letter of Offer.