Your card benefits - Low Rate card

Shop smarter with a Commonwealth Bank Low Rate or Low Rate Gold credit card and take advantage of a low rate of just 13.49% p.a.on purchases. You get the freedom to shop without worrying about the interest rate.

The annual fee for the Low Rate card is just $78 (or a low $48 for qualified Commonwealth Bank customers). The annual fee for the Low Rate Gold card is $120 (or $90 for qualified Commonwealth Bank customers).

Cardholders can also enjoy a balance transfer rate from other Australian issued credit or store cards of 5.99% p.a. for 5 months, and an interest-free period on purchases of up to 55 days. Please note that the interest free period (up to 55 days) on purchases and most bill payments does not apply to any purchases while a balance transfer remains outstanding, and at the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time.

Other benefits include a free additional card, enhanced security chip protection and Secure Internet Shopping for peace of mind whenever you use your card.

You can also enjoy the convenience of MasterCard® PayPass™ which offers a faster, easier way to make purchases, and access MasterCard applause™, an exclusive online booking service.

The Low Rate Gold card delivers additional travel and shopping extras like complimentary International Travel Insurance, commission-free travellers cheques, Purchase Security Insurance and Extended Warranty Insurance.

Reward yourself with an upgrade

If you have a Low Rate credit card, you may want to consider upgrading it to a Gold card. You’ll unlock a whole new level of rewards and benefits, such as:

• Complimentary International Travel insurance
• Purchase Security Insurance
• Extended Warranty Insurance 
• Access to MasterCard® Moments 

Upgrading your existing card is easy, simply call us on 13 2221 or drop into your local branch.

 

• Important information
  MasterCard and the MasterCard Brand Mark and PayPass are registered trademarks of MasterCard International Incorporated.